577 Park St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 577 Park St, Montclair, NJ 07043 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,108 sqft · built 1946
Lot Size	0.355 acres (15,444 sqft)
Owner	Company Name on File
Last Sale	$799,000 (Dec 2023)
Tax Bill	$20,477 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-02805-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-02805-0000-00001`
Alternative APN	`130280500001`

Interior

Stories	2 Stories
Building Area	2,108 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Lot Area	15,444 sqft (0.355 acres)
Lot Dimensions	117 ft deep x 132 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130280500001
Street Address	577 PARK ST
City	MONTCLAIR
State	NJ
Zip	07043-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	132X117 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	2805
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3000
Census Tract	16200

Owner

Source: Essex County and Montclair Township records · APN 13-02805-0000-00001

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	577 PARK ST, MONTCLAIR, NJ 07043-2027
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Aug 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2023 · Amount on Record
Deed Sale	Dec 04, 2023 · Amount on Record
Prior Sale	Mar 10, 2010 · Amount on Record
Deed Document Number	202372319
Record Updated	Sep 20, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 04, 2023
Property Address	577 PARK ST, MONTCLAIR, NJ 07043-2027
Document Number	0000072319
Instrument Date	Nov 27, 2023
Instrument	2023072319
Transaction Type	Transfer
Record Updated	Jan 08, 2024
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 W WASHINGTON AVE, WASHINGTON, NJ 07882-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PARK ST, MONTCLAIR, NJ 07043-2027

Mortgage

Document Number	0000072320
Date	Dec 04, 2023
Instrument	2023072320

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	577 PARK ST, MONTCLAIR, NJ 07043-2027
Document Number	0000075649
Instrument Date	Aug 03, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	577 PARK ST MONTCLAIR NJ 070432027, MONTCLAIR, NJ 07043-2027

Mortgage

Document Number	0000075649
Date	Aug 13, 2019
Instrument	75649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,400 (-) Land $382,700 Building $199,700	$582,400 (-) Land $382,700 Building $199,700
2025	$20,477.00 (+3.32%)	$582,400 (-12.92%) Land $382,700 Building $199,700	$582,400 (-12.92%) Land $382,700 Building $199,700
2024	$19,819.00 (-9.87%)
2023		$668,800 (-) Land $382,700 Building $286,100	$668,800 (-) Land $382,700 Building $286,100
2022	$21,990.00 (+1.77%)	$668,800 Land $382,700 Building $286,100	$668,800 Land $382,700 Building $286,100
2021	$21,608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130162003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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