577 NE 45th Ter, Ocala, FL 34470 Property Records

Marion County property record for 577 NE 45th Ter, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2021)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jun 2023 Sale Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2769-006-008`

Property Details

APN / Parcel Number

Primary APN	`2769-006-008`
Alternative APNs	`1986061000` `1986061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	1,456 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	100 sqft
Porch	Open Porch
Porch Area	92 sqft
Deck Area	369 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	577 NE 45TH TER
City	OCALA
State	FL
Zip	34470-1497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD08
Legal Description	SEC 14 TWP 15 RGE 22 PLAT BOOK U PAGE 085 STONEWOOD VILLAS BLK F LOT 8 DESC AS FOLLOWS: S 41 FT OF LT 8 AND N 12 FT OF LT 7
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	STONEWOOD VILLAS
Legal Block	F
Legal Lot Number	8
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1005
Census Tract	2202

Owner

577 NE 45th Ter is owned and occupied by an individual who bought it in November 2021.

Source: Marion County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	577 NE 45TH TER, OCALA, FL 34470-1497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 10, 2021	Warranty Deed, Transfer · Line of Credit CHARLES WHITE ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	2021155696
Deed Book / Page	7619 / 165
Prior Transfer Date	Sep 27, 2008
Prior Transfer Doc	0051091150
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION FL
Recording Date	Jun 13, 2023
Property Address	577 NE 45TH TER, OCALA, FL 34470-1497
Document Number	0080721172
Book / Page	8072 / 1172
Map Reference	MB U PG 85-87
Instrument Date	Jun 13, 2023
Instrument	2023074706
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	577 NE 45TH TER, OCALA, FL 34470-1497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 NE 10TH ST, OCALA, FL 34470-8132

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 10, 2021
Property Address	577 NE 45TH TER, OCALA, FL 34470-1497
Document Number	0076190165
Book / Page	7619 / 165
Map Reference	MB U PG 85-87
Instrument Date	Nov 4, 2021
Instrument	2021155696
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3709 EAST FORT, 3709, OCALA, FL 34470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 NE 45TH TER, OCALA, FL 34470-1497

Mortgage

Document Number	7619167
Date	Nov 10, 2021
Instrument	7619/167

Lender

Name	CHARLES WHITE ETUX
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 577 NE 45th Ter was $2,184 with exemptions applied.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 Homeowner's exemption Widower's exemption	$155,412	$218,191 Land $25,000 Building $193,191
2023	$2,080.00 (+6.5%) Homeowner's exemption	$146,633 (+3%) Land $50,000 Building $96,633	$230,138 (+7.72%) Land $50,000 Building $180,138
2022	$1,953.00 Homeowner's exemption Widower's exemption	$142,362	$213,639 Land $50,000 Building $163,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 577 NE 45th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 NE 45th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NE 45th Ter

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