Clackamas County property record for 577 Middlecrest Rd, Lake Oswego, OR 97034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,988 sqft · built 1950 |
| Lot Size | 0.161 acres (7,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,650,000 (Jul 2026) |
| Tax Bill | $11,660 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E10AC05900 |
| Primary APN | 21E10AC05900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Basement Area | 994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,029 sqft (0.161 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00255645 |
|---|---|
| Street Address | 577 MIDDLECREST RD |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97034-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 507 LAKEWOOD #1 LT 193 PT LT 192 |
| Legal Range | 1E |
| Legal Township | 2S |
| Legal Section | 10 |
| Legal Subdivision | LAKEWOOD #1 |
| Legal Lot Number | 193 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20201 |
577 Middlecrest Rd is owned and occupied by an individual who bought it in July 2026.
Source: Clackamas County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 577 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT MORTGAGE |
| Jul 21, 2026 | Warranty Deed, Transfer · Construction Mortgage MORTGAGE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | Nov 18, 2009 · Amount on File |
| Deed Document Number | 202631067 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0000039151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Sep 18, 2026 |
| Property Address | 577 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3845 |
| Document Number | 0000040369 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202640369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 577 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3845 |
| Document Number | 0000040369, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202640369 |
| Name | PARAMOUNT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Jul 21, 2026 |
| Property Address | 577 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3845 |
| Document Number | 0000031067 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202631067 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3845 |
| Document Number | 0000031068, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202631068 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.48% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 577 Middlecrest Rd was $11,660.
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,660.00 | $608,535 | $1,589,810 Land $770,570 Building $819,240 |
| 2023 | $11,016.00 | $573,603 | $1,465,232 Land $705,782 Building $759,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 577 Middlecrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Nearby Flood Policies | 79 units insured incl. 60 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 577 Middlecrest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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