Chesapeake City property record for 577 Margaret Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,726 sqft · built 1979 |
| Lot Size | 3.04 acres (132,597 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,220 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage |
| APN | 0771004000590 |
| Primary APN | 0771004000590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 132,597 sqft (3.04 acres) |
| Lot Dimensions | 696 ft deep x 258 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 577 MARGARET DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | 59 KING JAMES COLONY SEC A-5 3.044 AC |
| Legal Subdivision | BLACKWATER FOREST, KING JAMES COLONY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21103 |
577 Margaret Dr is owned and occupied by two individuals.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 577 MARGARET DR, CHESAPEAKE, VA 23322-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 577 MARGARET DR, CHESAPEAKE, VA 23322-1314 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010743/451 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 10743/451 |
| Instrument | 240007606 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 577 Margaret Dr was $6,220.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $648,100 (+5.25%) Land $265,000 Building $383,100 | $648,100 (+5.25%) Land $265,000 Building $383,100 | |
| 2025 | $6,220.00 | $615,800 Land $235,000 Building $380,800 | $615,800 Land $235,000 Building $380,800 |
| 2023 | $564,900 (+14.08%) Land $185,000 Building $379,900 | $564,900 (+14.08%) Land $185,000 Building $379,900 | |
| 2022 | $495,200 Land $165,000 Building $330,200 | $495,200 Land $165,000 Building $330,200 | |
| 2019 | $4,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 577 Margaret Dr; 20 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 577 Margaret Dr is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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