577 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 577 Main St, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,629 sqft · built 1920
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Tax Bill	$4,287 (2026)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:010.0 B:0078 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:010.0 B:0078 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	577 MAIN ST
City	ASHBY
State	MA
Zip	01431-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	78
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2021
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 274, ASHBY, MA 01431-0274
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	577 MAIN ST, ASHBY, MA 01431-2308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72228-270
Date	Feb 13, 2019
Book Page	72228/270
Instrument	18909

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,287.00 (-3.03%)	$272,000 (-6.3%) Land $63,100 Building $208,900	$358,040 (+6.4%)
2025	$4,421.00 (+6.1%)	$290,300 (+8.2%) Land $63,100 Building $227,200	$336,490 (-3.98%)
2024	$4,167.00 (+2.26%)	$268,300 (+8.1%) Land $60,700 Building $207,600	$350,455
2023	$4,075.00	$248,200 Land $55,900 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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