577 Main St, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 577 Main St, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,126 sqft · built 1860
Lot Size	3.26 acres (142,006 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2023)
Tax Bill	$8,840 (2026)
Deeds & Mortgages	Nov 2023 Sale Dec 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493001 118.18-1-5`

Property Details

APN / Parcel Number

Primary APN	`493001 118.18-1-5`
Alternative APNs	`300111801800010050000000` `00000001113`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,126 sqft Living Area
1st Floor Area	1,784 sqft
2nd Floor Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	142,006 sqft (3.26 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	200 sqft
Patio Area	5,056 sqft
Canopy	246 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000001113
Street Address	577 MAIN ST
City	APALACHIN
State	NY
Zip	13732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1002
Census Tract	20500

Owner

577 Main St is owned by two individuals who bought it in November 2023.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 E MAIN ST, OWEGO, NY 13827-1221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer
Dec 18, 2009	Deed, Transfer TIOGA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	20234305
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Nov 21, 2023
Property Address	577 MAIN ST, APALACHIN, NY 13732
Document Number	2023000004305
Instrument Date	Oct 31, 2023
Instrument	20230-00004305
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8659 SW HOLLY LN UNIT 407, 407, WILSONVILLE, OR 97070-8642

December 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Dec 18, 2009
Property Address	577 MAIN ST, APALACHIN, NY 13732
Document Number	0000017468/0000004001
Book / Page	0000017468 / 0000004001
Instrument Date	Dec 18, 2009
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	MICHAEL SHERWOOD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 E MAIN ST, OWEGO, NY 13827-1221

Mortgage

Document Number	0174684002
Date	Dec 18, 2009
Instrument	0174684002

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 577 Main St was $8,840, up 0.9% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,840.00 (+0.95%)
2025	$8,757.00	$136,800 Land $22,100 Building $114,700	$261,818 Land $42,297 Building $219,521
2023		$136,800 (-) Land $22,100 Building $114,700	$253,333 (+14.81%) Land $40,926 Building $212,407
2022		$136,800 Land $22,100 Building $114,700	$220,645 Land $35,645 Building $185,000
2019	$4,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	79 (1983–2015)
Claims Outside the SFHA	11 of 79
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 47 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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