577 Mack Wilson Rd, Highlands, NC 28741 Property Records

Macon County property record for 577 Mack Wilson Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,564 sqft · built 2018
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$1,354 (2026)
Deeds & Mortgages	Mar 2018 Construction Loan Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7448427305`

Property Details

APN / Parcel Number

Primary APN	`7448427305`
Alternative APN	`139880`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Heated Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	139880
Street Address	577 MACK WILSON RD
City	HIGHLANDS
State	NC
Zip	28741-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 MACK WILSON RD PC 9272
Legal Subdivision	L STEPHEN FOSTER AND ASSOCIATES
Legal Tract	2
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2067
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	577 MACK WILSON RD, HIGHLANDS, NC 28741-7056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Construction Mortgage ENTEGRA BANK
Apr 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 17, 2017
Transfer Doc	00X37/0199
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	577 MACK WILSON RD, HIGHLANDS, NC 28741-7056
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M38/1382
Date	Mar 26, 2018
Book Page	M-38/1382
Instrument	2018001978

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Apr 18, 2017
Property Address	577 MACK WILSON RD, HIGHLANDS, NC 28741-7056
Document Number	00X37/0199
Book / Page	X-37 / 0199
Instrument Date	Apr 17, 2017
Instrument	2017002461
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 435, HIGHLANDS, NC 28741-0435

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00 (+3.2%)	$412,430 (-) Land $61,980 Building $350,450	$412,430 (-) Land $61,980 Building $350,450
2025	$1,312.00 (+0.92%)	$412,430 (-) Land $61,980 Building $350,450	$412,430 (-) Land $61,980 Building $350,450
2023	$1,300.00	$412,430 Land $61,980 Building $350,450	$412,430 Land $61,980 Building $350,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL · Fiber in parts of the area	10 / 1

Cell Coverage

No cell data coverage reported

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