577 Lovers Ln, Henderson, KY 42420 Property Records

Henderson County property record for 577 Lovers Ln, Henderson, KY 42420 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 6,384 sqft · built 1984
Lot Size	1.01 acres (44,301 sqft)
Owner	Company Name on File
Last Sale	$127,000 (Jun 2021)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46B-105`

Property Details

APN / Parcel Number

Primary APN	`46B-105`
Alternative APN	`41912`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,384 sqft Finished Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,301 sqft (1.01 acres)
Lot Width	236 ft Width
Garage Type	Detached
Garage Area	168 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	41912
Street Address	577 LOVERS LN
City	HENDERSON
State	KY
Zip	42420-4659
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DUPLEX
Legal Subdivision	ARTHUR SUTTON SUBDIVISIO
Legal Lot Number	2B
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	2
Census Block	2014
Census Tract	20902

Owner

Source: Henderson County records · APN 46B-105

Assessment roll updated November 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 852, MORGANFIELD, KY 42437-0852
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Jun 28, 2021	Deed, Transfer
Sep 20, 2018	Deed, Transfer INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	20217419
Deed Book / Page	652 / 4
Prior Transfer Date	Sep 19, 2018
Prior Transfer Doc	RE0633/301
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	577 LOVERS LN, HENDERSON, KY 42420-4659
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 POWELL ST, HENDERSON, KY 42420-3636

Mortgage

Document Number	MT1394/108
Date	Jun 08, 2022
Book Page	MT1394/108
Instrument	2022005730

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	22 Months
Due	Apr 13, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 28, 2021
Property Address	577 LOVERS LN, HENDERSON, KY 42420-4659
Document Number	00RE0652/4
Book / Page	RE 0652 / 4
Map Reference	MB 287 PG 28
Instrument Date	Jun 09, 2021
Instrument	2021007419
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 CHEROKEE DR, 822, HENDERSON, KY 42420-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 POWELL ST, HENDERSON, KY 42420-3636

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 20, 2018
Property Address	577 LOVERS LN, HENDERSON, KY 42420-4659
Document Number	RE0633/301
Book / Page	RE 0633 / 301
Map Reference	DD 287 PG 28
Instrument Date	Sep 19, 2018
Instrument	2018010419
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$102.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 SAINT OLAF CIR, 4350, HENDERSON, KY 42420-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 LOVERS LN, HENDERSON, KY 42420-4659

Mortgage

Document Number	2018010420
Date	Sep 20, 2018
Instrument	2018010420

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2038

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (-0.75%)	$127,000 (-)	$127,000 (-)
2023	$1,474.00	$127,000	$127,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010209022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2018–2025)
Most Recent Claim	Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Henderson Municipal Power & Light	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Conexon Connect, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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