Campbell County property record for 577 Ivy Ridge Dr, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,203 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jul 2026) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-050.00 |
| Primary APN | 999-99-38-050.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,203 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 577 IVY RIDGE DR |
|---|---|
| City | NEWPORT |
| State | KY |
| Zip | 41076-8845 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | IVY RIDGE CONDOS SEC 12 PART A PT LOT 11A BLDG 11A UNIT 577 MIDDLE LEVEL COTTONWOOD MODEL |
| Legal Subdivision | IVY RIDGE CONDOS |
| Legal Phase | 12 A |
| Legal Lot Number | 11A |
| Legal Unit | 577 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 53301 |
Source: Campbell County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 577 IVY RIDGE DR, NEWPORT, KY 41076-8845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 20266172320 |
| Deed Book / Page | 380 / 546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 29, 2026 |
| Property Address | 577 IVY RIDGE DR, NEWPORT, KY 41076-8845 |
| Document Number | 0006172320 |
| Book / Page | 380 / 546 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20266172320 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,695.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 IVY RIDGE DR, NEWPORT, KY 41076-8845 |
| Document Number | 0006172321, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20266172321 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 30, 2022 |
| Property Address | 577 IVY RIDGE DR, COLD SPRING, KY 41076-8845 |
| Document Number | 0005162606 |
| Book / Page | D357 / 487 |
| Map Reference | MB 209 PG 630 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 5162606 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3931 CALIFORNIA CROSS RD, CALIFORNIA, KY 41007-9221 |
| Name | Verified Name |
|---|---|
| Address | 577 IVY RIDGE DR, COLD SPRING, KY 41076-8845 |
| Document Number | 0005162608 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | M1093/764 |
| Instrument | 5162608 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 20, 2020 |
| Property Address | 577 IVY RIDGE DR, COLD SPRING, KY 41076-8845 |
| Document Number | 0005113473 |
| Book / Page | D340 / 767 |
| Map Reference | MB 209 PG 630 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 5113473 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1715 HILL POND LANE, 1715, COLBURN, IN 47905 |
| Name | Verified Name |
|---|---|
| Address | 577 IVY RIDGE DR, COLD SPRGS HIGHLAND HTS, KY 41076-8845 |
| Document Number | 0005113474 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 5113474 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 30, 2017 |
| Property Address | 577 IVY RIDGE DR, COLD SPRING, KY 41076-8845 |
| Document Number | 0005058910 |
| Book / Page | D324 / 793 |
| Map Reference | MB 290 PG 630 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 5058910 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005058911 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | M938/319 |
| Instrument | 5058911 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (+0.99%) | $168,000 (-) Building $168,000 | $168,000 (-) Building $168,000 |
| 2023 | $2,016.00 (+30.06%) | $168,000 (+35.48%) Building $168,000 | $168,000 (+35.48%) Building $168,000 |
| 2022 | $1,550.00 | $124,000 Building $124,000 | $124,000 Building $124,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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