Cook County property record for 577 Horace Dr, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,516 sqft · built 1979 |
| Lot Size | 0.191 acres (8,337 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $336,000 (Jun 2026) |
| Tax Bill | $4,803 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-104-003 |
| Primary APN | 06-20-104-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,516 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,337 sqft (0.191 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 577 HORACE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8127 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (PARKWOOD) (II) (UNIT1) SUB OF PT OF SECS17,19 & IN N W SEC 20-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | PARKWOOD II UNIT1 |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 804406 |
Source: Cook County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1415 ROSE CT, CAROL STREAM, IL 60188-3377 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE |
| Feb 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Nov 5, 2013 · Amount on Record |
| Deed Document Number | 202615930020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 577 HORACE DR, ELGIN, IL 60120-8127 |
| Document Number | 0000030020 |
| Instrument Date | May 27, 2026 |
| Instrument | 202630020 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1415 ROSE CT, CAROL STREAM, IL 60188-3377 |
| Document Number | 0000000030, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 2026159202615930 |
| Name | COMPASS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 577 HORACE DR, ELGIN, IL 60120-8127 |
| Document Number | 1706049143 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 577 HORACE DR ELGIN IL 601208127, ELGIN, IL 60120-8127 |
| Document Number | 1706049143 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 6049143 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,000 (+24.99%) Land $5,836 Building $19,164 | $250,000 (+24.99%) Land $58,360 Building $191,640 | |
| 2023 | $4,803.00 (+3.56%) | ||
| 2022 | $4,638.00 Homeowner's exemption | $20,001 Land $3,001 Building $17,000 | $200,010 Land $30,010 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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