577 Hawthorne Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 577 Hawthorne Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2004
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Sep 2014)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100497947000`

Property Details

APN / Parcel Number

Primary APN	`456100497947000`
Alternative APN	`40285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Upper Floors Area	540 sqft
Basement Area	540 sqft
Finished Basement	600 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	266 ft deep x 159 ft wide
Porch	Open Porch
Porch Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40285
Street Address	577 HAWTHORNE LN
City	MURPHY
State	NC
Zip	28906-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 HAWTHORNE ESTATES 1073/579
Legal Subdivision	HAWTHORNE ESTATES
Legal Lot Number	16
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1021
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	577 HAWTHORNE LN, MURPHY, NC 28906-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2014 · Amount on Record
Deed Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	3735
Deed Book / Page	1497 / 0692
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	577 HAWTHORNE LN, MURPHY, NC 28906-6904
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1696/1266
Date	Nov 19, 2021
Book Page	1696/1266
Instrument	7793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00	$213,040 (-)	$213,040 (-) Land $28,000 Building $185,040
2023		$213,040	$213,040 Land $28,000 Building $185,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.