577 Grove St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 577 Grove St, Worcester, MA 01605

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,836 sqft · built 1954
Lot Size	0.419 acres (18,257 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2026)
Tax Bill	$7,146 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-005-00025`

Property Details

APN / Parcel Number

Primary APN	`21-005-00025`
Alternative APN	`WORC M:21 B:005 L:00025`

Interior

Stories	1 Story
Building Area	3,836 sqft Total Area
Gross Area	4,853 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,257 sqft (0.419 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	21-005-00025
Street Address	577 GROVE ST
City	WORCESTER
State	MA
Zip	01605-3801
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RS-7
Legal Subdivision	NORMAN R & GERALDINE WARD
Legal Block	5
Legal Lot Number	25
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2008
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	577 GROVE ST, WORCESTER, MA 01605-3801
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY LLC
Oct 23, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202678450
Deed Book / Page	74140 / 79
Prior Transfer Date	Aug 27, 2026
Prior Transfer Doc	0000078450
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 8, 2026
Property Address	577 GROVE ST, WORCESTER, MA 01605-3801
Document Number	0000078450
Book / Page	74140 / 79
Instrument Date	Aug 27, 2026
Instrument	202678450
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 GROVE ST, WORCESTER, MA 01605-3801

Mortgage

Date	Sep 8, 2026

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2033
Margin	3
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 23, 2020
Property Address	577 GROVE ST, WORCESTER, MA 01605-3801
Document Number	63569-152
Book / Page	63569 / 152
Instrument Date	Oct 19, 2020
Instrument	127008
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MARSH RD, SUTTON, MA 01590-1308

Mortgage

Document Number	127009
Date	Oct 23, 2020
Instrument	127009

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,146.00	$538,100 (+16.98%) Land $300,600 Building $237,500	$488,677 (-25.46%)
2025		$460,000 (-6.98%) Land $286,300 Building $173,700	$655,595 (+2.75%)
2024			$638,020
2023		$494,500 Land $248,900 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: Verizon.

Nearby Properties on Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures