577 Grace St, Sebastian, FL 32958 Property Records

Indian River County property record for 577 Grace St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,705 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$412,000 (May 2023)
Tax Bill$4,912 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-01-00003-0950-00004.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00003-0950-00004.0
Alternative APN
  • 17297

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,705 sqft Living Area
Gross Area2,373 sqft
1st Floor Area1,705 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area443 sqft
DrivewayDriveway
Driveway Area724 sqft
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address577 GRACE ST
CitySEBASTIAN
StateFL
Zip32958-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 02 BLK 95 LOT 4 PBI 5-35
Legal Range38E
Legal Township31S
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 2
Legal Block95
Legal Lot Number4
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2019
Census Tract50807

Owner

577 Grace St is owned and occupied by an individual who bought it in May 2023.

Source: Indian River County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address577 GRACE ST, SEBASTIAN, FL 32958-4221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Warranty Deed, Transfer · Conventional Mortgage
ROSS MORTGAGE CORP
Feb 4, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2023 · Amount on File
Deed SaleMay 4, 2023 · Amount on File
Prior SaleFeb 4, 2022 · Amount on File
Deed Document Number202322200
Deed Book / Page3618 / 2039
Prior Transfer DateSep 1, 2012
Prior Transfer Doc0026780572
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 4, 2023
Property Address577 GRACE ST, SEBASTIAN, FL 32958-4221
Document Number0036182039
Book / Page3618 / 2039
Map ReferenceMB 5 PG 34-37
Instrument DateApr 26, 2023
Instrument3120230022200
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyCAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1927 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 GRACE ST, SEBASTIAN, FL 32958-4221

Mortgage

Document Number0036182041
DateMay 4, 2023
Instrument3618/2041
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 4, 2022
Property Address577 GRACE ST, SEBASTIAN, FL 32958-4221
Document Number0035081972
Book / Page3508 / 1972
Map ReferenceMB 5 PG 34
Instrument DateJan 31, 2022
Instrument3120220007363
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,584.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 LACONIA ST, SEBASTIAN, FL 32958-5433

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1927 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829

Mortgage

Document Number0035081973
DateFeb 4, 2022
Instrument3508/1973
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 577 Grace St was $4,912 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,912.00 Homeowner's exemption$305,431 Land $57,800 Building $247,631$305,431 Land $57,800 Building $247,631
2023$5,288.00 (+608.85%)$312,147 (+690.09%) Land $52,360 Building $259,787$312,147 (+690.09%) Land $52,360 Building $259,787
2022$746.00$39,508 Land $39,508$39,508 Land $39,508

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 577 Grace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims7 (1993–2007)
Claims Outside the SFHA4 of 7
Most Recent ClaimOct 2007 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Grace St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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