577 Edward St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 577 Edward St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,429 sqft · built 2008
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Mar 2014)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00085-02-00022`

Property Details

APN / Parcel Number

Primary APN	`15-00085-02-00022`
Alternative APN	`1500085000200022`

Interior

Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	577 EDWARD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: BRITTANY MP3
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.2
Legal Lot Number	22
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4022
Census Tract	32200

Owner

577 Edward St is owned and occupied by two individuals who bought it in March 2014.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 EDWARD ST, PHILLIPSBURG, NJ 08865-1988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2014 · Amount on File
Deed Sale	Mar 13, 2014 · Amount on File
Deed Document Number	2014422665
Deed Book / Page	2540 / 177
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	577 EDWARD ST, PHILLIPSBURG, NJ 08865-1988
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007821/329
Date	Nov 18, 2025
Book Page	7821/329
Instrument	2025-629158

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	577 EDWARD ST, PHILLIPSBURG, NJ 08865-1988
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7029/65
Date	Feb 4, 2021
Book Page	7029/65
Instrument	2021-545408

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 577 Edward St was $7,471, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,600 (-) Land $97,500 Building $148,100	$245,600 (-) Land $97,500 Building $148,100
2025	$7,471.00 (+1.84%)	$245,600 Land $97,500 Building $148,100	$245,600 Land $97,500 Building $148,100
2024	$7,336.00
2023		$245,600 Land $97,500 Building $148,100	$245,600 Land $97,500 Building $148,100
2022	$7,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Edward St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Edward St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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