577 E Ridge Cir N, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 577 E Ridge Cir N, Boynton Beach, FL 33435

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,084 sqft · built 2002
Lot Size	0.034 acres (1,512 sqft)
Owner	2 Owner Names on Record
Last Sale	$142,000 (Jun 2004)
Tax Bill	$958 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-43-45-15-22-000-0080`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-15-22-000-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	1,084 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	1,512 sqft (0.034 acres)
Garage Area	209 sqft
Porch	Open Porch
Porch Area	15 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	577 E RIDGE CIR N
City	BOYNTON BEACH
State	FL
Zip	33435-2923
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	EAST RIDGE UNIT 8
Legal Range	43E
Legal Township	45S
Legal Section	15
Legal Subdivision	EAST RIDGE
Legal Lot Number	8
Legal Unit	8
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5702

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	577 E RIDGE CIR N, BOYNTON BEACH, FL 33435-2923
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage IBM SOUTHEAST EMPLOYEES FCU
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit IBM SOUTHEAST EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2004 · Amount on Record
Deed Sale	Jun 10, 2004 · Amount on Record
Prior Sale	Feb 11, 2003 · Amount on Record
Deed Document Number	20040338700
Deed Book / Page	17103 / 0149
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	577 E RIDGE CIR N, BOYNTON BEACH, FL 33435-2923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 E RIDGE CIR N, BOYNTON BEACH, FL 33435-2923

Mortgage

Document Number	0301601256
Date	Oct 2, 2018
Book Page	30160/1256
Instrument	20180377173

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	577 E RIDGE CIR N, BOYNTON BEACH, FL 33435-2923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0307271253
Date	Jul 5, 2019
Book Page	30727/1253
Instrument	20190244698

Lender

Name	IBM SOUTHEAST EMPLOYEES CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 26, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (+6.92%) Homeowner's exemption	$66,541 (+5.99%)	$226,605 (+2.92%) Land $52,500 Building $174,105
2023	$896.00 (+0.56%) Homeowner's exemption	$62,783 (+3%)	$220,186 (+10.15%) Land $37,515 Building $182,671
2022	$891.00 Homeowner's exemption	$60,954	$199,897 Land $34,110 Building $165,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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