577 E North St, Side VIRGINIA, Waverly, OH 45690 Property Records

Pike County property record for 577 E North St, Side VIRGINIA, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1951
Lot Size	0.293 acres (12,781 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2023)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-127000.0000`

Property Details

APN / Parcel Number

Primary APN	`16-127000.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft
Basement Area	1,565 sqft
Unfinished Basement	768 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,781 sqft (0.293 acres)
Terrain	Rolling
Porch	Slab
Porch Area	414 sqft
Deck Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	577 E NORTH ST, VIRGINIA
City	WAVERLY
State	OH
Zip	45690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 C
Legal Lot Number	203
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	2
Census Block	2008
Census Tract	952500

Owner

577 E North St, Side VIRGINIA is owned and occupied by an individual who bought it in September 2023.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage THE OHIO VALLEY BANK COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	20232348
Deed Book / Page	391 / 1558
Record Updated	Jun 8, 2026

September 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE OH
Recording Date	Sep 6, 2023
Property Address	577 E NORTH ST SIDE VIRGINIA, VIRGINIA, WAVERLY, OH 45690-1100
Document Number	00391/1558
Book / Page	391 / 1558
Map Reference	MB 2 PG 102
Instrument Date	Aug 31, 2023
Instrument	2023-2348
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, HIGHMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0020232349
Date	Sep 6, 2023
Instrument	2023-2349

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Jul 12, 2021
Property Address	577 E NORTH ST SIDE VIRGINIA, VIRGINIA, WAVERLY, OH 45690-1100
Document Number	00370/1790
Book / Page	370 / 1790
Map Reference	MB 2 PG 102
Instrument Date	Jul 7, 2021
Instrument	202100002149
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 VIRGINIA LN, WAVERLY, OH 45690-9630

Mortgage

Document Number	202100002150
Date	Jul 12, 2021
Instrument	202100002150

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 577 E North St, Side VIRGINIA was $2,015 with a homeowner's exemption, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,015.00 (-0.3%)	$61,490 (-) Land $6,090 Building $55,400
2024	$2,021.00 (+4.61%) Homeowner's exemption	$61,490 (+4.49%) Land $6,090 Building $55,400
2023	$1,932.00 (+27.78%) Homeowner's exemption	$58,850 (+46.03%) Land $6,090 Building $52,760	$175,680 Land $17,400 Building $158,280
2022	$1,512.00 Homeowner's exemption	$40,300 Land $7,340 Building $32,960
2020			$115,150 Land $20,980 Building $94,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 577 E North St, Side VIRGINIA in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1994–2006)
Most Recent Claim	Oct 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 E North St, Side VIRGINIA is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAKE WHITE PWS private · serves 1,229 people · EPA ID OH6600312
Water Source	Purchased groundwater from WAVERLY CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: connectSCP, Frontier.

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