Pontotoc County property record for 577 Dusty Trl, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,740 sqft · built 2020 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,736 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-19-000-019.15 |
| Primary APN | 064-19-000-019.15 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,740 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24892 |
|---|---|
| Street Address | 577 DUSTY TRL |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.17 AC NW1/4 20203951 10/19/20 662 296 5968 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950200 |
577 Dusty Trl is owned and occupied by two individuals.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 577 DUSTY TRL, PONTOTOC, MS 38863-6356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 577 DUSTY TRL, PONTOTOC, MS 38863-6356 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4153 HIGHWAY 9 S, PONTOTOC, MS 38863-8378 |
| Document Number | 2020002139 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020002139 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 11, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 577 DUSTY TRL, PONTOTOC, MS 38863-6356 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3383 HWY 78 WEST, PONTOTOC, MS 38863 |
| Document Number | 2020003952 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020003952 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 20, 2027 |
The 2025 property tax bill for 577 Dusty Trl was $1,736 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,736.00 Homeowner's exemption | $13,584 | $135,839 Land $14,950 Building $120,889 |
| 2023 | $1,736.00 Homeowner's exemption | $13,584 | $135,839 Land $14,950 Building $120,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 577 Dusty Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 577 Dusty Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOPOLA WATER ASSOCIATION #2 public/private · serves 1,592 people · EPA ID MS0580017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
May also be available: T-Mobile.
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