Campbell County property record for 577 Dry Creek Rd, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,600 sqft · built 1980 |
| Lot Size | 1.35 acres (59,067 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-396.00 |
| Primary APN | 999-99-20-396.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,600 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,067 sqft (1.35 acres) |
| Terrain | Steep |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 577 DRY CREEK RD |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.356 ACRES |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 53301 |
577 Dry Creek Rd is owned and occupied by two individuals who acquired it in September 2011.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 577 DRY CREEK RD, NEWPORT, KY 41076-9262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2011 |
| Transfer Doc | 0001900152 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 577 Dry Creek Rd was $1,344 with a homeowner's exemption.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,344.00 Homeowner's exemption | $160,000 Land $20,000 Building $140,000 | $160,000 Land $20,000 Building $140,000 |
| 2023 | $739.00 (-37.43%) Homeowner's exemption | $108,000 (-) Land $15,000 Building $93,000 | $108,000 (-) Land $15,000 Building $93,000 |
| 2022 | $1,181.00 Homeowner's exemption | $108,000 Land $15,000 Building $93,000 | $108,000 Land $15,000 Building $93,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 577 Dry Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 577 Dry Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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