577 Diamond Meadows Loop, Diamond Springs, CA 95619 Property Records

El Dorado County property record for 577 Diamond Meadows Loop, Diamond Springs, CA 95619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2003
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2021)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-480-013-000`

Property Details

APN / Parcel Number

Primary APN	`054-480-013-000`
Alternative APNs	`05448013100` `0544801310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Patio Area	1,260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	577 DIAMOND MEADOWS LOOP
City	DIAMOND SPRINGS
State	CA
Zip	95619-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 21 DIAMOND MDWS EST 2
Legal Subdivision	DIAMOND MDWS EST 2
Legal Lot Number	21
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	4
Census Block	4002
Census Tract	31504

Owner

Source: El Dorado County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 258, DIAMOND SPRINGS, CA 95619-0258
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM MORTGAGE CORP
May 6, 2021	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 27, 2018	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	202131419
Prior Transfer Date	Jun 1, 2011
Prior Transfer Doc	0000026558
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765

Mortgage

Document Number	0000031422
Date	May 6, 2021
Instrument	2021-0031422

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 6, 2021
Property Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765
Document Number	0000031419
Map Reference	MB F PG 143
Instrument Date	Apr 23, 2021
Instrument	2021-0031419
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765

Mortgage

Document Number	0000031420
Date	May 6, 2021
Instrument	2021-0031420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000031421
Date	May 6, 2021
Instrument	2021-0031421

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023220
Date	Jun 17, 2019
Instrument	2019-0023220

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 27, 2018
Property Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765
Document Number	0000024804
Map Reference	MB F PG 143
Instrument Date	Jun 19, 2018
Instrument	2018-0024804
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	577 DIAMOND MEADOWS LOOP, DIAMOND SPRINGS, CA 95619-9765

Mortgage

Document Number	0000024805
Date	Jun 27, 2018
Instrument	2018-0024805

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,781 (+2%) Land $126,967 Building $220,814
2025	$3,620.00 (+5.17%)	$340,963 (+4.04%) Land $124,478 Building $216,485
2023	$3,442.00 (+0.91%)	$327,726 Land $119,646 Building $208,080
2022	$3,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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