577 Depot St, Franklin, NC 28734 Property Records

Macon County property record for 577 Depot St, Franklin, NC 28734

Property Summary

Property Type	Restaurant
Details	1 ba · 2,960 sqft · built 1976
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2023)
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6595307474`

Property Details

APN / Parcel Number

Primary APN	`6595307474`
Alternative APNs	`0142974` `114006` `154237`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,960 sqft Heated Area
1st Floor Area	2,960 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Driveway	Asphalt Driveway
Driveway Area	5,300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	154237
Street Address	577 DEPOT ST
City	FRANKLIN
State	NC
Zip	28734-3099
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	FC2
Legal Description	GRAFFS
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	970304

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 WILLOW FALLS LN, FRANKLIN, NC 28734-0818
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jan 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CALLAHAN DRAKE HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	2023171
Deed Book / Page	42 / 144
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 5, 2026
Property Address	577 DEPOT ST, FRANKLIN, NC 28734-3099
Document Number	0000003453
Book / Page	44 / 609
Instrument Date	Jun 5, 2026
Instrument	20263453
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	25 WILLOW FALLS LN, FRANKLIN, NC 28734-0818

Mortgage

Document Number	0000003453,
Date	Jun 5, 2026
Book Page	44/609
Instrument	20263453

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 11, 2023
Property Address	577 DEPOT ST, FRANKLIN, NC 28734-3099
Document Number	000I42/144
Book / Page	I-42 / 144
Instrument Date	Jan 10, 2023
Instrument	2023000171
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MOUNTAIN WHISPERS DR, FRANKLIN, NC 28734-0692

Mortgage

Document Number	2023000172
Date	Jan 11, 2023
Instrument	2023000172

Lender

Name	CALLAHAN DRAKE HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	207 Months
Due	Apr 10, 2040

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00	$372,070 (+1.28%) Land $84,240 Building $287,830	$372,070 (+1.28%) Land $84,240 Building $287,830
2025	$1,385.00 (+5.97%)	$367,370 (-) Land $84,240 Building $283,130	$367,370 (-) Land $84,240 Building $283,130
2023	$1,307.00	$367,370 Land $84,240 Building $283,130	$367,370 Land $84,240 Building $283,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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