577 Central Ave W, Saint Paul, MN 55103 Property Records

Ramsey County property record for 577 Central Ave W, Saint Paul, MN 55103

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,380 sqft · built 1985
Lot Size	0.6 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$158,900 (Mar 2020)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-32-0088`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-32-0088`
Alternative APNs	`8414234` `463904`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	636 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	2,614 sqft (0.6 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	463904
Street Address	577 CENTRAL AVE W
City	SAINT PAUL
State	MN
Zip	55103-2263
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CENTRAL VILLAGE ADDITION,NO. 2 LOTS 4 THRU LOT 6 BLK 5
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	CENTRAL VILLAGE ADDITION,NO. 2
Legal Block	5
Legal Lot Number	4,6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	33600

Owner

577 Central Ave W, a townhouse, is owned and occupied by two individuals who bought it in March 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 CENTRAL AVE W, SAINT PAUL, MN 55103-2263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 10, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Deed Document Number	20202661153
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	577 CENTRAL AVE W, SAINT PAUL, MN 55103-2263
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02708827
Date	Aug 12, 2021
Instrument	T02708827

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 10, 2020
Property Address	577 CENTRAL AVE W, SAINT PAUL, MN 55103-2263
Document Number	0002661153
Instrument Date	Feb 24, 2020
Instrument	2661153
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 CENTRAL AVE W ST PAUL MN 551032263, ST PAUL, MN 55103-2263

Mortgage

Document Number	2661154
Date	Mar 10, 2020
Instrument	2661154

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 577 Central Ave W was $3,060 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,300 (+7.78%) Land $30,000 Building $154,300	$184,300 (+7.78%) Land $30,000 Building $154,300
2025	$3,060.00 Homeowner's exemption	$171,000 Land $30,000 Building $141,000	$171,000 Land $30,000 Building $141,000
2023	$2,640.00 Homeowner's exemption	$194,300 Land $30,000 Building $164,300	$194,300 Land $30,000 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Central Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 577 Central Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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