Effingham County property record for 577 Cedar St, Mason, IL 62443
| Property Type | Single Family Home |
|---|---|
| Details | 910 sqft · built 1992 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $14,000 (Mar 2016) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-003-004 |
| Primary APN | 07-22-003-004 |
|---|
| Building Area | 910 sqft Base Area |
|---|---|
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 768 sqft |
| Street Address | 577 CEDAR ST |
|---|---|
| City | MASON |
| State | IL |
| Zip | 62443-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1,2,3 & 4 BLK 12 ORIGINAL TOWN 25002625 3197/29 1486/265 1035/130 |
| Legal Subdivision | TOWN OF MASON |
| Legal Block | 12 |
| Legal Lot Number | 1-4 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 950400 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 170, BOX ELDER, MT 59521-0170 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on Record |
| Deed Sale | Mar 30, 2016 · Amount on Record |
| Deed Document Number | 20161601393 |
| Deed Book / Page | 3197 / 29 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0000002625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 577 CEDAR ST, MASON, IL 62443-3424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202525004076 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 202525004076 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Mar 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 577 CEDAR ST, MASON, IL 62443-3424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202525003401 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 202525003401 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 270 Months |
| Due | Mar 9, 2048 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Mason Township |
| Municipality | Mason Town |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (+33.89%) | $7,150 (+33.15%) Land $1,740 Building $5,410 | $21,450 (+33.15%) Land $5,220 Building $16,230 |
| 2022 | $422.00 | $5,370 Land $1,310 Building $4,060 | $16,110 Land $3,930 Building $12,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGEWOOD serves 440 people · EPA ID IL0490200 |
|---|---|
| Water Source | Purchased surface water from EJ WATER COOPERATIVE |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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