Burke County property record for 577 Causby Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,231 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2022) |
| Tax Bill | $1,498.00 (2025) |
| Primary APN | 1772348498 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,231 sqft Living Area |
| 1st Floor | 2,583 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Metal Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | Deck Area |
| Patio Area | 184 sqft Patio |
| Porch Area | 64 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 577 CAUSBY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9250 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 577 CAUSBY RD MORGANTON, NC 28655 |
| Legal Subdivision | CAUSBY ROAD SUBDIVISION |
| Jurisdiction | BURKE NC |
| Minor Civil Division | SILVER CREEK |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 20301 |
Source: Burke County records · APN 1772348498
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 577 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 15, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 10, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FIN CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2020 · Amount on Record |
| Deed Doc Number | 202221028431 |
| Deed Book / Page | 2659 / 349 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 05, 2022 |
| Property Address | 577 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Document Number | 0026590349 |
| Book / Page | 2659 / 349 |
| Map Reference | MB 6 PG 179 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2021028431 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 577 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Document Number | 2021028432 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2021028432 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.52% |
| Index | 5-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 577 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025840001 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 2584/1 |
| Instrument | 2021013653 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 10, 2020 |
| Property Address | 577 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Document Number | 0024870199 |
| Book / Page | 002487 / 000199 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 44490 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 577 CAUSBY RD MORGANTON NC 286559250, MORGANTON, NC 28655-9250 |
| Document Number | 24870202 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 002487/000202 |
| Instrument | 44491 |
| Name | CARDINAL FIN CO |
|---|---|
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2050 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 (-0.27%) | $252,514 (-) Land $16,000 Building $236,514 | $252,514 (-) Land $16,000 Building $236,514 |
| 2023 | $1,502.00 | $252,514 Land $16,000 Building $236,514 | $252,514 Land $16,000 Building $236,514 |
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