577 Caribbean Dr, Davenport, FL 33897 Property Records

Polk County property record for 577 Caribbean Dr, Davenport, FL 33897

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,624 sqft · built 2002
Lot Size	0.03 acres (1,298 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Nov 2021)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-14-999986-321280`

Property Details

APN / Parcel Number

Primary APN	`26-25-14-999986-321280`
Alternative APNs	`142526999986321280` `42526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,298 sqft (0.03 acres)
View / Lot	Commercial/Industrial
Patio Area	112 sqft

Location & Zoning

Street Address	577 CARIBBEAN DR
City	DAVENPORT
State	FL
Zip	33897-3936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ISLAND CLUB WEST-PHASE TWO PB 115 PGS 3 THRU 8 BLOCK 32 UNIT 128
Legal Range	26E
Legal Township	25S
Legal Section	14
Legal Subdivision	ISLAND CLUB WEST - PHASE TWO
Legal Phase	2
Legal Tract	999986
Legal Block	32
Legal Unit	128
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	4
Census Block	4000
Census Tract	12412

Owner

577 Caribbean Dr, a townhouse, is owned and occupied by two individuals who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 CARIBBEAN DR, DAVENPORT, FL 33897-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	2021288409
Deed Book / Page	11968 / 513
Prior Transfer Date	Oct 3, 2006
Prior Transfer Doc	0000241654
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2021
Property Address	577 CARIBBEAN DR, DAVENPORT, FL 33897-3936
Document Number	0000288409
Book / Page	11968 / 513
Map Reference	MB 115 PG 3
Instrument Date	Oct 28, 2021
Instrument	2021288409
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 SUNNY CIR, 526, WINTER HAVEN, FL 33880-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 CARIBBEAN DR, DAVENPORT, FL 33897-3936

Mortgage

Document Number	0011968515
Date	Nov 4, 2021
Instrument	11968/515

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 577 Caribbean Dr was $2,027 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,365 (+2.7%)	$220,700 (-7.66%) Land $100 Building $220,600
2025	$2,027.00 Homeowner's exemption	$197,045	$239,000 Land $100 Building $238,900
2023	$2,492.00 (+2.51%) Homeowner's exemption	$185,915 (+3%)	$207,500 (+14.96%) Land $100 Building $207,400
2022	$2,431.00 Homeowner's exemption	$180,500 Land $100 Building $180,400	$180,500 Land $100 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Caribbean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Caribbean Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20