577 Armory Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 577 Armory Rd, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,564 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$7,045 (2023)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07101504`

Property Details

APN / Parcel Number

Primary APN	`R07101504`
Alternative APNs	`07-4293-33-3-05-01-0000` `0000981447`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,564 sqft Living Area
1st Floor Area	3,564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	754 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	632 sqft
Deck Area	394 sqft
Shed	1 Shed
Shed Area	320 sqft
Lean-To	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000981447
Street Address	577 ARMORY RD
City	WHITEFISH
State	MT
Zip	59937-8144
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	KINGS WHITETAIL ACRES, S33, T31 N, R21 W, LOT 1, ACRES 10, ASSR# 0000981447
Legal Range	21W
Legal Township	31N
Legal Section	33
Legal Quarter	SW
Legal Subdivision	KINGS WHITETAIL ACRES
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1006
Census Tract	404

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4052, WHITEFISH, MT 59937-4052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRAILWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 8, 2014
Transfer Doc	201400007804
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	577 ARMORY RD, WHITEFISH, MT 59937-8144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001140
Date	Jan 18, 2017
Instrument	201700001140

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	577 ARMORY RD, WHITEFISH, MT 59937-8144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000030648
Date	Sep 16, 2020
Instrument	202000030648

Lender

Name	TRAILWEST BANK
Type	Bank
Address	LOLO, MT 59847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,045.00	$1,141,900	$1,141,900 Land $377,100 Building $764,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	40 / 20

May also be available: AT&T, MontanaSky Networks.

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