577 39 Rd, Palisade, CO 81526 Property Records

Mesa County property record for 577 39 Rd, Palisade, CO 81526

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,110 sqft · built 2019
Lot Size	0.167 acres (7,272 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jan 2019)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2941-111-00-175`

Property Details

APN / Parcel Number

Primary APN	`2941-111-00-175`
Alternative APN	`R026161`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	7,272 sqft (0.167 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R026161
Street Address	577 39 RD
City	PALISADE
State	CO
Zip	81526-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 250FT OF N 350FT OF NE4SE4NE4 SEC 11 1S 2E EXC E 30 FT FOR RD ROW AS PER B-1335 P-73 MESA CO RECDS
Legal Range	002
Legal Township	01S
Legal Section	11
Legal Lot Number	175
Jurisdiction	MESA CO
Township / Civil Division	WHITEWATER-KANNAH CREEK
Census Block Group	3
Census Block	3011
Census Tract	1900

Owner

Source: Mesa County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	577 39 RD, PALISADE, CO 81526-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Construction Mortgage HOME LOAN STATE BANK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
May 12, 2020	Loan Modification, Mortgage HOME LN ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	Feb 10, 1994
Deed Document Number	20192866780
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	577 39 RD, PALISADE, CO 81526-9326
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002893328
Date	Aug 30, 2019
Instrument	2893328

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 30, 2020

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	577 39 RD, PALISADE, CO 81526-9326
Document Number	0002930637
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 39 RD PALISADE CO 815269326, PALISADE, CO 81526-9326

Mortgage

Document Number	0002930637
Date	Jun 30, 2020
Instrument	2930637

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MESA CO
Property Address	577 39 RD, PALISADE, CO 81526-9326
Document Number	0002924548
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 1/2 SPANISH TRAIL DR GRAND JUNCTION CO 815059755, GRAND JUNCTION, CO 81505-9755

Mortgage

Document Number	0002924548
Date	May 18, 2020
Instrument	2924548

Lender

Name	HOME LN ST BK
Type	Bank
Address	GRAND JUNCTION, CO 81502

Agreement

Term	12 Months
Due	May 17, 2021

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-7.88%)	$21,450 (-10.03%) Land $4,380 Building $17,070	$343,190 (-3.53%) Land $70,000 Building $273,190
2024	$1,434.00 (+0.56%)	$23,840 (-) Land $3,890 Building $19,950
2023	$1,426.00 (+52.19%)	$23,840 (+54.6%) Land $3,890 Building $19,950	$355,750 (+60.31%) Land $58,030 Building $297,720
2022	$937.00	$15,420 Land $3,060 Building $12,360
2021			$221,910 Land $44,000 Building $177,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: JAB Wireless, Lumen Technologies.

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