577 1st Ct, Niles, MI 49120 Property Records

Berrien County property record for 577 1st Ct, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 ba · 942 sqft · built 1935
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jun 2022)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-6710-0002-00-7`

Property Details

APN / Parcel Number

Primary APN	`74-6710-0002-00-7`
Alternative APN	`11-74-6710-0002-00-7`

Interior

Full Baths	2 Baths
Building Area	942 sqft Living Area
1st Floor Area	792 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	577 1ST CT
City	NILES
State	MI
Zip	49120-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 2 RANFT ADD CITY OF NILES
Legal Subdivision	RANFT ADD
Legal Lot Number	2
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	577 1ST CT, NILES, MI 49120-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage 1ST SOURCE BANK
Jan 11, 2019	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	2022354972
Deed Book / Page	3376 / 2851
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	3212001798
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jun 17, 2026
Property Address	577 1ST CT, NILES, MI 49120-1523
Document Number	0000463577
Book / Page	3480 / 862
Instrument Date	May 20, 2026
Instrument	2026463577
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 1ST CT, NILES, MI 49120-1523
Investor	Possibly a Property Investor

Mortgage

Document Number	0000463577,
Date	Jun 17, 2026
Book Page	3480/862
Instrument	2026463577

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.23%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	577 1ST CT, NILES, MI 49120-1523
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 1ST CT, NILES, MI 49120-1523

Mortgage

Document Number	03421/1065
Date	Feb 28, 2024
Book Page	3421/1065
Instrument	2024398819

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 9, 2022
Property Address	577 1ST CT, NILES, MI 49120-1523
Document Number	03376/2851
Book / Page	3376 / 2851
Map Reference	LB 7 PG 26
Instrument Date	Jun 2, 2022
Instrument	2022354972
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 1ST CT, NILES, MI 49120-1523
Investor	Possibly a Property Investor

Mortgage

Document Number	0033762855
Date	Jun 9, 2022
Instrument	3376-2855

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 12, 2019
Property Address	577 1ST CT, NILES, MI 49120-1523
Document Number	03259/0619
Book / Page	3259 / 0619
Map Reference	LB 7 PG 26
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 ALLOUEZ DR, NILES, MI 49120-8934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 1ST CT, NILES, MI 49120-1523

Mortgage

Document Number	0003259622
Date	Dec 12, 2019
Instrument	3259/622

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 11, 2019
Property Address	577 1ST CT, NILES, MI 49120-1523
Document Number	03227/0514
Book / Page	3227 / 0514
Map Reference	LB 7 PG 26
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1529 MICHIGAN ST, NILES, MI 49120-3660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 1ST CT, NILES, MI 49120-1523

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 26, 2018
Property Address	577 1ST CT, NILES, MI 49120-1523
Document Number	03212/1798
Book / Page	3212 / 1798
Map Reference	VOL7 PG26
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8881 LAKEVIEW BLVD, RODNEY, MI 49342-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 1ST CT, NILES, MI 49120-1523

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,700 (+14.31%)	$137,400 (+14.31%)
2025	$2,425.00 (+7.63%)
2023		$60,100	$120,200
2022	$2,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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