5768 Lake Ave S, Tower, MN 55790 Property Records

St. Louis County property record for 5768 Lake Ave S, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,825 sqft · built 1990
Lot Size	1.26 acres (55,213 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Aug 2017)
Tax Bill	$9,480 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-0018-00090`

Property Details

APN / Parcel Number

Primary APN	`080-0018-00090`
Alternative APN	`1041757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,825 sqft Gross Area
1st Floor Area	1,841 sqft
Basement Area	1,697 sqft
Finished Basement	1,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Lot Area	55,213 sqft (1.26 acres)
Garage Area	936 sqft

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1041757
Street Address	5768 LAKE AVE S
City	TOWER
State	MN
Zip	55790-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:001 SERIAL #
Legal Subdivision	MILL POINT PLAT
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2028
Census Tract	15402

Owner

5768 Lake Ave S is owned and occupied by an individual who bought it in August 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5768 LAKE AVE S, TOWER, MN 55790-8350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage US BK
Aug 4, 2017	Grant Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Jul 26, 2004 · Amount on File
Deed Document Number	20171314698
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5768 LAKE AVE S, TOWER, MN 55790-8350
Document Number	00A1331696
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5768 LAKE AVE S TOWER MN 557908350, TOWER, MN 55790-8350

Mortgage

Document Number	00A1331696
Date	Apr 26, 2018
Instrument	A1331696

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 4, 2017
Property Address	5768 LAKE AVE S, TOWER, MN 55790-8350
Document Number	00A1314698
Instrument Date	Jun 28, 2017
Instrument	A1314698
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	UP N TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 893 TOWER MN 557900893, TOWER, MN 55790-0893

Tax Assessment & Valuation

The 2026 property tax bill for 5768 Lake Ave S was $9,480 with a homeowner's exemption, up 20.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,480.00 (+20.61%) Homeowner's exemption
2025	$7,860.00 (-1.08%) Homeowner's exemption	$590,100 (+21.67%) Land $167,800 Building $422,300	$590,100 (+21.67%) Land $167,800 Building $422,300
2024	$7,946.00	$485,000 Land $173,300 Building $311,700	$485,000 Land $173,300 Building $311,700
2022		$466,600 Land $166,400 Building $300,200	$466,600 Land $166,400 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5768 Lake Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5768 Lake Ave S is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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