Talbot County property record for 5765 Tilghman Beach Dr, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,184 sqft · built 2008 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2004) |
| Tax Bill | $2,568 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-185610 |
| Primary APN | 05-185610 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,184 sqft Total Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Slab |
| Porch Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 1,216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 185610 |
|---|---|
| Street Address | 5765 TILGHMAN BEACH DR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14-94X201X11X191 S/S PHILLIPS RD TILGHMAN |
| Legal Subdivision | TILGHMAN BEACH |
| Legal Lot Number | 14 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960800 |
5765 Tilghman Beach Dr is owned and occupied by two individuals who bought it in March 2004.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5765 TILGHMAN BEACH DR, TILGHMAN, MD 21671-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2004 · Amount on File |
| Deed Sale | Mar 19, 2004 · Amount on File |
| Prior Sale | Jan 31, 2001 · Amount on File |
| Deed Document Number | 200440434 |
| Deed Book / Page | 1231 / 842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 5765 TILGHMAN BEACH DR, TILGHMAN, MD 21671-1182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VENTURE TITLE COMPNAY |
| Name | Verified Name |
|---|
| Document Number | 0026510216 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 2651/216 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 5765 Tilghman Beach Dr was $2,568 with a homeowner's exemption, up 3.1% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,568.00 (+3.09%) Homeowner's exemption | $373,067 | $456,000 Land $159,500 Building $296,500 |
| 2025 | $2,491.00 Homeowner's exemption | ||
| 2023 | $2,310.00 Homeowner's exemption | $293,000 | $331,600 Land $111,500 Building $220,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5765 Tilghman Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5765 Tilghman Beach Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Easton Velocity.
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