5765 SE Edgewater Cir, Stuart, FL 34997 Property Records

Martin County property record for 5765 SE Edgewater Cir, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,804 sqft · built 2024
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$448,700 (Oct 2024)
Tax Bill	$682 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`1128524`

Property Details

APN / Parcel Number

Primary APN	`1128524`
Alternative APN	`55-38-41-742-000-00550-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1128524
Street Address	5765 SE EDGEWATER CIR
City	STUART
State	FL
Zip	34997-3501
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 55 WILLOUGHBY TOWNHOMES PUD (PB 19/83)
Legal Subdivision	WILLOUGHBY TOWNHOMES PUD
Legal Lot Number	55
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1106

Owner

Source: Martin County records · APN 1128524

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5765 SE EDGEWATER CIR, STUART, FL 34997-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2024 · Amount on Record
Deed Sale	Oct 08, 2024 · Amount on Record
Deed Document Number	0034621642
Deed Book / Page	3462 / 1642
Record Updated	Jun 08, 2026

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 08, 2024
Property Address	5765 SE EDGEWATER CIR, STUART, FL 34997-3501
Document Number	0034621642
Book / Page	3462 / 1642
Map Reference	MB 19 PG 83-87
Instrument Date	Oct 07, 2024
Instrument	3094846
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,140.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5765 SE EDGEWATER CIR, STUART, FL 34997-3501

Mortgage

Document Number	0003094847
Date	Oct 08, 2024
Instrument	3094847

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$361,270 Land $125,000 Building $236,270	$361,270 Land $125,000 Building $236,270
2024	$682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.