5765 Haystack Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5765 Haystack Dr, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$534,275 (2026)
Tax Bill	$1,431.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-25-31-0104-0001-0420`
Alternative APN	`253127010400010420`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	5765 HAYSTACK DR
City	SAINT CLOUD
State	FL
Zip	34771-9089
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	SUNBROOKE PH 5 PB 35 PGS 158-160 LOT 42
Legal Subdivision	SUNBROOKE PHASE 5
Legal Lot Number	42
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records · APN 27-25-31-0104-0001-0420

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5765 HAYSTACK DR, SAINT CLOUD, FL 34771-9089
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Doc Number	202668694
Deed Book / Page	6976 / 2908
Record Refreshed	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2026
Property Address	5765 HAYSTACK DR, SAINT CLOUD, FL 34771-9089
Document Number	0000068694
Book / Page	6976 / 2908
Instrument Date	May 22, 2026
Instrument	202668694
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$377,732.93
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5765 HAYSTACK DR, SAINT CLOUD, FL 34771-9089

Mortgage

Document Number	0000068695,
Date	May 26, 2026
Instrument	202668695

Lender

Name	SGM MORTGAGE INC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00	$80,000 Land $80,000	$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.