5761 Puncher Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5761 Puncher Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 728 sqft · built 1963
Lot Size	0.351 acres (15,288 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Dec 2019)
Tax Bill	$3,210 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-0095-00110`

Property Details

APN / Parcel Number

Primary APN	`270-0095-00110`
Alternative APN	`550168`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Gross Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,288 sqft (0.351 acres)
Garage Area	2,640 sqft

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	20 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	550168
Street Address	5761 PUNCHER POINT RD
City	TOWER
State	MN
Zip	55790-8343
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0011 BLOCK:001 SERIAL #
Legal Subdivision	PUNCHER POINT SECOND ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2022
Census Tract	15402

Owner

5761 Puncher Point Rd, a residential property, is owned by an individual who bought it in December 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	303 15TH AVE W, EVELETH, MN 55734-1125
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Aug 9, 2006 · Amount on File
Deed Document Number	20191018260
Prior Transfer Date	Jun 6, 2011
Prior Transfer Doc	000T940507
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2019
Property Address	5761 PUNCHER POINT RD, TOWER, MN 55790-8343
Document Number	00T1018260
Instrument Date	Nov 20, 2019
Instrument	T1018260
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 15TH AVE W EVELETH MN 557341125, EVELETH, MN 55734-1125

Mortgage

Document Number	T1018261
Date	Dec 6, 2019
Instrument	T1018261

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 5, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 5761 Puncher Point Rd was $3,210, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,210.00 (+12.79%)
2025	$2,846.00 (+7.56%)	$384,200 (+55.99%) Land $163,000 Building $221,200	$384,200 (+55.99%) Land $163,000 Building $221,200
2024	$2,646.00	$246,300 Land $154,200 Building $92,100	$246,300 Land $154,200 Building $92,100
2022		$220,200 Land $143,100 Building $77,100	$220,200 Land $143,100 Building $77,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5761 Puncher Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5761 Puncher Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000