576 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 576 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Commercial Vacant Land
Lot Size	14.3 acres (626,393 sqft)
Owner	Company Name on File
Last Sale	$454,000 (Feb 2022)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-026-059-01`

Property Details

APN / Parcel Number

Primary APN	`02-026-059-01`

Exterior

Lot Area	626,393 sqft (14.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	576 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-9569
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	SEC 26 T8S R7E 14.48 ACRES +/- COM SEC 26, TH S 88D 21M 12S E 1150.00 FT ALONG THE S LINE SW CORNER OF SEC 26 AT THE S ?
Legal Range	07E
Legal Township	08S
Legal Section	26
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	833500

Owner

576 W Sterns Rd, commercial vacant land, is owned by a company that bought it in February 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	321 WOODLAND PASS, 100, EAST LANSING, MI 48823-2085
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
Feb 24, 2022	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	20223994
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	576 W STERNS RD, TEMPERANCE, MI 48182-9569
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WOODLAND PASS 100, 100, EAST LANSING, MI 48823-2085

Mortgage

Document Number	0000014712
Date	Jul 20, 2022
Instrument	2022R14712

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 24, 2022
Property Address	576 W STERNS RD, TEMPERANCE, MI 48182-9569
Document Number	0000003994
Instrument Date	Feb 18, 2022
Instrument	2022R03994
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32000 NORTHWESTERN HWY STE 250, 250, FARMINGTON HILLS, MI 48334-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WOODLAND PASS STE 100, 100, EAST LANSING, MI 48823-2085

Tax Assessment & Valuation

The 2025 property tax bill for 576 W Sterns Rd was $3,740.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,100 Land $99,100	$198,200 Land $198,200
2025	$3,740.00
2023	$2,682.00	$61,000	$122,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 576 W Sterns Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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