576 Tracy Ln, Clarksville, TN 37040 Property Records

Montgomery County property record for 576 Tracy Ln, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	1,215 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2023)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41H B 12.00`

Property Details

APN / Parcel Number

Primary APN	`41H B 12.00`
Alternative APNs	`041H B 01200 000` `23104`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,687 sqft
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	1,160 sqft

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	168 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	576 TRACY LN
City	CLARKSVILLE
State	TN
Zip	37040-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SUBDIVISION: WHITE TAIL RIDGE BLOCK: 1A LOT: 12 PLAT BOOK: F PLAT PAGE: 1075 TENANTS BY THE ENTIRETY SPLIT OFF 41-40.03 T-13
Legal Subdivision	WHITE TAIL RIDGE
Legal Block	1A
Legal Lot Number	12
Jurisdiction	MONTGOMERY TN
Township / Civil Division	14
Census Block Group	4
Census Block	4002
Census Tract	102001

Owner

576 Tracy Ln is owned and occupied by an individual who bought it in July 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	576 TRACY LN, CLARKSVILLE, TN 37040-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage HIGHLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20231429314
Deed Book / Page	2310 / 2821
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jul 11, 2023
Property Address	576 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	02310/2821
Book / Page	2310 / 2821
Map Reference	PL F PG 1075
Instrument Date	Jul 6, 2023
Instrument	1429314
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 TRACY LN, CLARKSVILLE, TN 37040-6538

Mortgage

Document Number	0001429315
Date	Jul 11, 2023
Instrument	1429315

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	02310/2843
Date	Jul 11, 2023
Book Page	2310/2843
Instrument	1429316

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 1, 2017
Property Address	576 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	001757/602
Book / Page	1757 / 602
Instrument Date	Jul 28, 2017
Instrument	1131487
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 TRACY LN, CLARKSVILLE, TN 37040-6538

Mortgage

Document Number	001757/604
Date	Aug 1, 2017
Book Page	1757/604
Instrument	1131488

Lender

Name	HIGHLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 576 Tracy Ln was $2,062, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+1.33%)	$68,300 (-)	$273,200 (-) Land $62,000 Building $211,200
2024	$2,035.00 (+20.06%)	$68,300 (+70.01%)	$273,200 Land $62,000 Building $211,200
2023	$1,695.00	$40,175 (-)
2022	$1,695.00	$40,175	$160,700 Land $33,000 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 576 Tracy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Tracy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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