576 Todd Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 576 Todd Loop, White Rock, NM 87547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,272 sqft · built 1969
Lot Size	0.316 acres (13,775 sqft)
Owner	Individual Name on File
Last Sale	$652,954 (Dec 2023)
Tax Bill	$4,867 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-040-108-169-282`

Property Details

APN / Parcel Number

Primary APN	`1-040-108-169-282`
Alternative APN	`R005965`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Material	Metal
Lot Area	13,775 sqft (0.316 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Storage Building	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005965
Street Address	576 TODD LOOP
City	WHITE ROCK
State	NM
Zip	87547-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE ROCK CANYON LOT: 027 S: 3 T: 18N R: 7E
Legal Range	07E
Legal Township	18N
Legal Section	03
Legal Subdivision	WHITE ROCK CANYON
Legal Lot Number	27
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	WHITE ROCK
Census Block Group	3
Census Block	3009
Census Tract	500

Owner

576 Todd Loop is owned and occupied by an individual who bought it in December 2023.

Source: Los Alamos County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	576 TODD LOOP, WHITE ROCK, NM 87547-3544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage BOKF NA
Jul 9, 2019	Intrafamily Transfer, Transfer · ARM NUSENDA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Document Number	2023255984
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	00185/0752
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Recording Date	Oct 15, 2026
Property Address	576 TODD LOOP, WHITE ROCK, NM 87547-3544
Document Number	0000263756
Instrument Date	Sep 14, 2026
Instrument	2026263756
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263756,
Date	Oct 15, 2026
Instrument	2026263756

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Dec 1, 2053

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	576 TODD LOOP, WHITE ROCK, NM 87547-3544
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1457 CALLE CIELITO LINDO, ESPANOLA, NM 87532-2799

Mortgage

Document Number	0000255985
Date	Dec 11, 2023
Instrument	255985

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ALAMOS NM
Recording Date	Jul 9, 2019
Property Address	576 TODD LOOP, WHITE ROCK, NM 87547-3544
Document Number	185/0752
Book / Page	185 / 0752
Map Reference	DOC 23724
Instrument Date	Jul 8, 2019
Instrument	239867
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	576 TODD LOOP, LOS ALAMOS, NM 87547-3544

Mortgage

Document Number	239868
Date	Jul 9, 2019
Instrument	239868

Lender

Name	NUSENDA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 576 Todd Loop was $4,867.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,867.00	$210,250 (+2.54%) Land $49,030 Building $161,220	$630,750 (+2.54%) Land $147,090 Building $483,660
2025	$4,867.00	$205,050 Land $46,220 Building $158,830	$615,150 Land $138,670 Building $476,480
2023	$2,693.00 (+2.36%)	$112,210 Land $30,110 Building $82,100	$336,620 Land $90,330 Building $246,290
2022	$2,631.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 576 Todd Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Todd Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 52% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50

May also be available: Choice Broadband.

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