576 Spring Leaf Dr, Joliet, IL 60431 Property Records

Will County property record for 576 Spring Leaf Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Lot Size	0.042 acres (1,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2024)
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-410-124`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-410-124`

Exterior

Lot Area	1,859 sqft (0.042 acres)

Location & Zoning

Street Address	576 SPRING LEAF DR
City	JOLIET
State	IL
Zip	60431-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 IN SILVER LEAF UNIT 4 RESUB, A RESUB OF LOTS 277, 279, 388 THRU 443 (BOTH INCLUSIVE) LOTS 468 THRU 475 (BOTH INCLUSI
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF UNIT 4 RESUB, A RESUB
Legal Lot Number	132,277
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	883211

Owner

Source: Will County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	576 SPRING LEAF DR, JOLIET, IL 60431-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 3, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202443845
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 27, 2024
Property Address	576 SPRING LEAF DR, JOLIET, IL 60431-1712
Document Number	0000043845
Map Reference	DOC R2019006835
Instrument Date	Aug 15, 2024
Instrument	R2024043845
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	576 SPRING LEAF DR, JOLIET, IL 60431-1712

Mortgage

Document Number	0000043846
Date	Aug 27, 2024
Instrument	R2024043846

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate	6.62%

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 3, 2020
Property Address	576 SPRING LEAF DR, JOLIET, IL 60431-1712
Document Number	0000074172
Map Reference	DOC R2019006835
Instrument Date	Aug 7, 2020
Instrument	R2020074172
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 BUNKER CT STE 500, 750, VERNON HILLS, IL 60061-1865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 SPRING LEAF DR, JOLIET, IL 60431-1712

Mortgage

Document Number	0000074173
Date	Sep 3, 2020
Instrument	R2020074173

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,118.00 (+12.2%)	$91,570 (+8.35%) Land $12,004 Building $79,566	$274,710 (+8.35%) Land $36,012 Building $238,698
2024		$84,513 (+13.67%) Land $11,079 Building $73,434	$253,539 (+13.67%) Land $33,237 Building $220,302
2022	$6,344.00 Homeowner's exemption	$74,349 Land $9,419 Building $64,930	$223,047 Land $28,257 Building $194,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

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