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576 Silver Spoon Ln, Elgin, SC 29045 Property Records

Richland County property record for 576 Silver Spoon Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,109 sqft · built 2011
Lot Size0.205 acres (8,945 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Nov 2011)
Tax Bill$1,874 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN25906-09-22

Property Details

APN / Parcel Number

Primary APN25906-09-22
Alternative APNs
  • R25906-09-22
  • 02015250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,109 sqft Heated Area
Gross Area2,728 sqft
1st Floor Area893 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,945 sqft (0.205 acres)
Garage Area403 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02015250
Street Address576 SILVER SPOON LN
CityELGIN
StateSC
Zip29045-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionLOT 90 55.1X133X79.5X132.5 #SU JACOBS CREEK PH 6 #PR RB1296-1343
Legal SubdivisionJACOBS CREEK
Legal Lot Number55,90
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1023
Census Tract11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address576 SILVER SPOON LN, ELGIN, SC 29045-7102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2011 · Amount on Record
Deed SaleNov 4, 2011 · Amount on Record
Deed Document Number201173217
Deed Book / Page1719 / 1165
Record UpdatedSep 20, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address576 SILVER SPOON LN, ELGIN, SC 29045-7102
Document Number2262/0360
Book / Page002262 / 000360
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 SILVER SPOON LN ELGIN SC 290457102, ELGIN, SC 29045-7102

Mortgage

Document Number2262/0360
DateNov 27, 2017
Book Page002262/000360
Instrument88775
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,874.00 (+14.13%)$179,200 (+2,775.48%)$244,400 (+56.87%) Land $41,100 Building $203,300
2023$1,642.00 (+0.92%)$6,232 (+0.03%)$155,800 (-)
2021$1,627.00$6,230$155,800 Land $36,000 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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