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576 S Broad St, Toccoa, GA 30577 Property Records

Stephens County property record for 576 S Broad St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 2024
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Nov 2024)
Tax Bill$2,708 (2025)
Deeds & MortgagesNov 2024 Second Mortgage
Nov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT12 110

Property Details

APN / Parcel Number

Primary APNT12 110
Alternative APNs
  • 635450
  • 83609

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
TerrainGentle Slope
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number635450
Street Address576 S BROAD ST
CityTOCCOA
StateGA
Zip30577-2768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-II
Legal DescriptionLOTS 7,8A & PT LOT 32 MRS MINNIE EDWARDS S/D
Legal SubdivisionMRS MINNIE D EDWARDS
Legal Tract2
Legal Lot Number7
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1035
Census Tract970301

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address576 S BROAD ST, TOCCOA, GA 30577-2768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
STEPHENS COUNTY HABITAT FOR HUMANITY
Nov 1, 2024Warranty Deed, Transfer · Conventional Mortgage
STEPHENS COUNTY HABITAT FOR HUMANITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2024 · Amount on Record
Deed SaleNov 1, 2024 · Amount on Record
Prior SaleJan 18, 2011 · Amount on Record
Deed Document Number0000138616
Deed Book / Page1386 / 16
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address576 S BROAD ST, TOCCOA, GA 30577-2768
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 S BROAD ST, TOCCOA, GA 30577-2768

Mortgage

Document Number0013860000000027
DateNov 1, 2024
Book Page0000001386/0000000027
Lender
NameSTEPHENS COUNTY HABITAT FOR HUMANITY
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateNov 1, 2024
Property Address576 S BROAD ST, TOCCOA, GA 30577-2768
Document Number0013860016
Book / Page1386 / 16
Instrument DateOct 29, 2024
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 S BROAD ST, TOCCOA, GA 30577-2768

Mortgage

Document Number0013860000000017
DateNov 1, 2024
Book Page0000001386/0000000017
Lender
NameSTEPHENS COUNTY HABITAT FOR HUMANITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,708.00 (+5,209.8%) Homeowner's exemption$91,939 (+6,227.53%) Land $1,453 Building $90,486$229,849 (+6,226.7%) Land $3,633 Building $226,216
2023$1,453 Land $1,453$3,633 Land $3,633
2022$51.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable		500 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Windstream, Xfinity.

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