576 Harney Heights Rd, Geneva, FL 32732 Property Records

Seminole County property record for 576 Harney Heights Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,629 sqft · built 2023
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Aug 2022)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-32-501-0B00-0140`

Property Details

APN / Parcel Number

Primary APN	`14-20-32-501-0B00-0140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	744 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	576 HARNEY HEIGHTS RD
City	GENEVA
State	FL
Zip	32732-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 14 & S 20 FT OF E 1/2 OF LOT 14 BLK B LAKE HARNEY ACRETTES PB 11 PG 34
Legal Range	32E
Legal Township	20S
Legal Section	14
Legal Subdivision	LAKE HARNEY ACRETTES
Legal Tract	501
Legal Block	B
Legal Lot Number	14
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21201

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Aug 5, 2022	Warranty Deed, Transfer · Seller Carry-Back JOSHUA DESOTO
Jun 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	2022090922
Deed Book / Page	10293 / 476
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE OF FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 KELLY CREEK CIR, OVIEDO, FL 32765-5702

Mortgage

Document Number	0104160616
Date	Apr 4, 2023
Book Page	10416/616
Instrument	2023030304

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 5, 2022
Property Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Document Number	0102930476
Book / Page	10293 / 476
Map Reference	MB 11 PG 34
Instrument Date	Aug 3, 2022
Instrument	2022090922
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 SNOW HILL RD, GENEVA, FL 32732-9366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	67 E 2ND ST, CHULUOTA, FL 32766-9614

Mortgage

Document Number	0010293478
Date	Aug 5, 2022
Instrument	10293/478

Lender

Name	JOSHUA DESOTO
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	6 Months
Due	Feb 3, 2023

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 24, 2021
Property Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Document Number	0099701918
Book / Page	9970 / 1918
Map Reference	MB 11 PG 34
Instrument Date	Jun 9, 2021
Instrument	2021085068
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 ORGANZA PL, CHULUOTA, FL 32766-6028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 MIMOSA TRL, OVIEDO, FL 32765-9555

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 5, 2021
Property Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Document Number	0098651608
Book / Page	9865 / 1608
Map Reference	MB 11 PG 34
Instrument Date	Mar 4, 2021
Instrument	2021030159
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$427.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13330 W COLONIAL DR # DR110, DR110, WINTER GARDEN, FL 34787-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ORGANZA PL, CHULUOTA, FL 32766-6028

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 21, 2021
Property Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601
Document Number	0098220105
Book / Page	9822 / 105
Map Reference	MB 11 PG 34
Instrument Date	Jan 20, 2021
Instrument	2021008894
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 HARNEY HEIGHTS RD, GENEVA, FL 32732-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13330 W COLONIA DRIVE #110 # 110, 110, WINTER GARDEN, FL 34787-3976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+113.46%) Homeowner's exemption	$310,144 (+176.9%)	$378,461 (+237.9%) Land $115,935 Building $262,526
2023	$1,783.00 (-0.89%)	$112,005 (-0.63%)	$112,005 (-3.91%) Land $112,005
2022	$1,799.00	$112,713	$116,561 Land $68,120 Building $48,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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