Watauga County property record for 576 Harmony Ln, Boone, NC 28607 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,244 sqft · built 1993 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Oct 2024) |
| Tax Bill | $1,289 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2829-70-0679-000 |
| Primary APN | 2829-70-0679-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 75,794 sqft (1.74 acres) |
| Porch | Porch |
| Porch Area | 308 sqft |
| Patio Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1862813 |
|---|---|
| Street Address | 576 HARMONY LN |
| City | BOONE |
| State | NC |
| Zip | 28607-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 RHODODENDRON ESTATES |
| Legal Subdivision | RHODODENDRON ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 920703 |
Source: Watauga County records · APN 2829-70-0679-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5417 DEER HILL CT, RALEIGH, NC 27613-6107 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage EMPEOPLE CU |
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Feb 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Sep 18, 2019 · Amount on Record |
| Deed Document Number | 2024745222 |
| Deed Book / Page | 2407 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 30, 2024 |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Document Number | 0024070179 |
| Book / Page | 2407 / 179 |
| Map Reference | MB 17 PG 199 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 745222 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5417 DEER HILL CT, RALEIGH, NC 27613-6107 |
| Document Number | 0000745223 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 745223 |
| Name | EMPEOPLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.24% |
| Max Rate At Change | 7.24% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 16, 2023 |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Document Number | 0023370764 |
| Book / Page | 2337 / 764 |
| Map Reference | MB 17 PG 199 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 731975 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,073.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 CORDELIA CT, BOONE, NC 28607-8431 |
| Name | Verified Name |
|---|---|
| Address | 106 JEROME ST, THIEF RIVER FALLS, MN 56701-2924 |
| Document Number | 0000731976 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 731976 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 08, 2022 |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Document Number | 0022900859 |
| Book / Page | 2290 / 859 |
| Map Reference | MB 17 PG 199 |
| Instrument Date | Aug 08, 2022 |
| Instrument | 723113 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,024.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 LATIMER LN, FORT MILL, SC 29715-7841 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 128 CORDEHA CT, HILLCREST, NC 28607 |
| Document Number | 0022900882 |
|---|---|
| Date | Aug 08, 2022 |
| Book Page | 2290/882 |
| Instrument | 723114 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0021790421 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 2179/421 |
| Instrument | 704457 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 12, 2020 |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Document Number | 0020750504 |
| Book / Page | 002075 / 000504 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 687408 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1451 BOONE NC 286071451, BOONE, NC 28607-1451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Sep 18, 2019 |
| Property Address | 576 HARMONY LN, BOONE, NC 28607-7429 |
| Document Number | 0020490040 |
| Book / Page | 002049 / 000040 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 682720 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 452 LATIMER LN FORT MILL SC 297157841, FORT MILL, SC 29715-7841 |
| Document Number | 20490043 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 002049/000043 |
| Instrument | 682721 |
| Name | DEEPHAVEN MTG LLC |
|---|---|
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,289.00 (+2.79%) | $310,700 (-) Land $38,800 Building $271,900 | |
| 2024 | $310,700 Land $38,800 Building $271,900 | ||
| 2023 | $310,700 (-) Land $38,800 Building $271,900 | ||
| 2022 | $1,254.00 | $310,700 Land $38,800 Building $271,900 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 57 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 87 units insured 30 under condo master policies |
| Nearby Flood Claims | 58 (1987–2024) |
| Claims Outside the SFHA | 9 of 58 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
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| Spectrum | Cable | 1,000 / 1,000 |
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