576 Elm Crossing Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 576 Elm Crossing Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,756 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2020)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25R-61-0331`

Property Details

APN / Parcel Number

Primary APN	`25R-61-0331`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	736 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	91 ft deep x 103 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	180 sqft
Patio Area	348 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	576 ELM CROSSING CT
City	BALLWIN
State	MO
Zip	63021-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	WOODLYN CROSSING PLAT TWO 9 19 88 LOT 227
Legal Subdivision	WOODLYN CROSSING PLAT TWO
Legal Lot Number	227
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217932

Owner

576 Elm Crossing Ct is owned and occupied by two individuals who bought it in September 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 ELM CROSSING CT, BALLWIN, MO 63021-7478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Jan 16, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Jan 26, 2006 · Amount on File
Deed Document Number	2020400
Deed Book / Page	24316 / 4410
Prior Transfer Date	Mar 22, 2002
Prior Transfer Doc	0000000350
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 9, 2020
Property Address	576 ELM CROSSING CT, BALLWIN, MO 63021-7478
Document Number	0243164410
Book / Page	24316 / 4410
Map Reference	MB 274 PG 25&26
Instrument Date	Aug 31, 2020
Instrument	2020090900400
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 HICKORY GROVE LN, 418, HILLSBORO, MO 63050-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 ELM CROSSING CT, BALLWIN, MO 63021-7478

Mortgage

Document Number	2020090900401
Date	Sep 9, 2020
Instrument	2020090900401

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	576 ELM CROSSING CT, BALLWIN, MO 63021-7478
Document Number	0223841349
Book / Page	022384 / 001349
Instrument Date	Jan 16, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 ELM CROSSING CT BALLWIN MO 630217478, BALLWIN, MO 63021-7478

Mortgage

Document Number	0223841349
Date	Feb 3, 2017
Book Page	022384/001349
Instrument	422

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 576 Elm Crossing Ct was $4,359, up 17.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,020 (-) Land $23,770 Building $47,250	$373,800 (-) Land $125,100 Building $248,700
2025	$4,359.00 (+17.52%)	$71,020 Land $23,770 Building $47,250	$373,800 Land $125,100 Building $248,700
2024	$3,709.00 (-0.91%)
2023	$3,743.00 (+5.76%)	$57,040 (+14.54%) Land $15,280 Building $41,760	$300,200 Land $80,400 Building $219,800
2022	$3,539.00	$49,800 Land $16,990 Building $32,810
2021			$262,100 Land $89,400 Building $172,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 576 Elm Crossing Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Elm Crossing Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Elm Crossing Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures