Pinellas County property record for 576 Channel Ct, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,822 sqft · built 1986 |
| Lot Size | 0.401 acres (17,463 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (May 2026) |
| Tax Bill | $2,974 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-0559-6 |
| Primary APN | C62-000-759-0559-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 1,822 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,463 sqft (0.401 acres) |
| Lot Dimensions | 122 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R86678 |
|---|---|
| Street Address | 576 CHANNEL CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | VILLAGE OF WOODLAND HILLS UNIT 1 LOT 61 (SEE S05-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 8 |
| Legal Subdivision | VILLAGE OF WOODLAND HILLS |
| Legal Tract | 94115 |
| Legal Lot Number | 61 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 27331 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 29, 2025 | Special Warranty Deed, Construction Loan · Construction Mortgage CONVENTUS LLC |
| Dec 18, 2025 | Warranty Deed, Transfer UNKNOWN, OPTIMAL TITLE SOLUTIONS LLC |
| May 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2025 · Amount on Record |
| Deed Document Number | 2026128446 |
| Deed Book / Page | 23556 / 206 |
| Prior Transfer Date | Apr 10, 2007 |
| Prior Transfer Doc | 0157581032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 12, 2026 |
| Property Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Document Number | 0000128446 |
| Book / Page | 23556 / 206 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026128446 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | OLD TAMPA BAY TITLE LLC, OLD TAMPA BAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413,595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Document Number | 0000128447, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 23556/208 |
| Instrument | 2026128447 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 29, 2025 |
| Property Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Document Number | 0234051073 |
| Book / Page | 23405 / 1073 |
| Map Reference | MB 89 PG 20-21 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025363033 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,767.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8150 N CENTRAL EXPY EXPYM 2020, 2020, DALLAS, TX 75206-1815 |
| Name | Verified Name |
|---|---|
| Address | 5173 WARING RD # 2, 2, SAN DIEGO, CA 92120-2705 |
| Investor | Possibly a Property Investor |
| Document Number | 0234051078 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 23405/1078 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Document Number | 0233971691 |
| Book / Page | 23397 / 1691 |
| Map Reference | MB 89 PG 20&21 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025356627 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | UNKNOWN, OPTIMAL TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2920 U S ALTERNATE #132132, 132132, DUNEDIN, FL 34698 |
| Name | Verified Name |
|---|---|
| Address | 8150 N CENTRAL EXPY, DALLAS, TX 75206-1815 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 576 CHANNEL CT, PALM HARBOR, FL 34684-3509 |
| Document Number | 0205681836 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 576 CHANNEL CT PALM HARBOR FL 346843509, PALM HARBOR, FL 34684-3509 |
| Document Number | 0205681836 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 020568/001836 |
| Instrument | 180132 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,974.00 (+6.1%) | $199,110 (+5.99%) | $512,798 (+3.87%) Land $205,401 Building $307,397 |
| 2024 | $2,803.00 (+2%) | ||
| 2023 | $2,748.00 (+3.23%) Homeowner's exemption | $187,863 (+3%) | $493,708 (+20.48%) Land $243,092 Building $250,616 |
| 2022 | $2,662.00 Homeowner's exemption | $182,391 | $409,801 Land $214,139 Building $195,662 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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