576 Catfish Kettle Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 576 Catfish Kettle Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,508 sqft · built 1983
Lot Size	3.11 acres (135,618 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2017)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19334`

Property Details

APN / Parcel Number

Primary APN	`19334`
Alternative APN	`0995-00-000-002-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,508 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	135,618 sqft (3.11 acres)
Lot Dimensions	275 ft deep x 492 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	552 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	480 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19334
Street Address	576 CATFISH KETTLE RD
City	ADA
State	OK
Zip	74820-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LESS .26AC TO STATE WOODLAND ACRES
Legal Subdivision	WOODLAND ACRES -SD16-NE SE NW SW 4-3-6
Legal Lot Number	2
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	3
Census Block	3013
Census Tract	88600

Owner

576 Catfish Kettle Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 10, 2007	Deed of Trust, Mortgage · Line of Credit USAA FSB
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK2
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage BANK2

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Jun 30, 2003 · Amount on File
Deed Document Number	20171766
Deed Book / Page	3109 / 125
Last Transfer Date	Mar 5, 2024
Transfer Doc	0000001133
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003976/81
Date	Feb 5, 2026
Book Page	3976/81
Instrument	I-2026-000552

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	66247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2051

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002205/139
Date	Aug 10, 2007
Book Page	2205/139
Instrument	2007-005772

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003425/155
Date	Aug 24, 2020
Book Page	3425/155
Instrument	2020-004549

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 10, 2017
Property Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556
Document Number	003109/125
Book / Page	3109 / 125
Instrument Date	Apr 3, 2017
Instrument	2017-001766
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	576 CATFISH KETTLE RD, ADA, OK 74820-9556

Mortgage

Document Number	2017001767
Date	Apr 10, 2017
Instrument	2017-001767

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 576 Catfish Kettle Rd was $2,663, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Byng Town
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,985 (+5%) Land $3,817 Building $27,168	$258,206 (-1.37%) Land $31,810 Building $226,396
2025	$2,663.00 (+0.19%)	$29,509 (+5%) Land $3,635 Building $25,874	$261,805 (-3.47%) Land $35,000 Building $226,805
2024	$2,658.00 (+27.36%)	$28,104 (+5%) Land $3,462 Building $24,642	$271,221 (+21.6%) Land $35,000 Building $236,221
2023	$2,087.00	$26,766 Land $3,240 Building $23,526	$223,049 Land $27,000 Building $196,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 576 Catfish Kettle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Catfish Kettle Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
BLS Broadband Fixed Wireless	500 / 500
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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