576 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 576 2nd St, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,512 sqft · built 1977
Lot Size0.205 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Dec 2019)
Tax Bill$1,434 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000028030003

Property Details

APN / Parcel Number

Primary APN000028030003
Alternative APN
  • 28030003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,512 sqft Heated Area
Gross Area1,742 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,973 sqft (0.205 acres)
Lot Dimensions120 ft deep x 75 ft wide
Patio Area230 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000028030003
Street Address576 2ND ST
CityCHIPLEY
StateFL
Zip32428-1199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 ORB 1164 P 956 BG 300' S. 12.5' E. OF NEC OF LOT 12, RUN S.75', W.133.33', N. 75', E.133.33' TO POB H/A BLK C
Legal Range13W
Legal Township05N
Legal Section33
Legal SubdivisionHAGERMAN ADD TO THE TOWN/CHIPL
Legal BlockC
Legal Lot Number12
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1019
Census Tract970103

Owner

Source: Washington County records · APN 000028030003

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address576 2ND ST, CHIPLEY, FL 32428-1199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TYNDALL FCU
Dec 23, 2019Warranty Deed, Transfer
ONE FLORIDA BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Prior SaleDec 31, 2014
Deed Document Number201967010127
Deed Book / Page1164 / 0956
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address576 2ND ST, CHIPLEY, FL 32428-1199
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 2ND ST, CHIPLEY, FL 32428-1199

Mortgage

Document Number0067003214
DateMay 10, 2023
Book Page1271/721
Instrument202367003214
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 01, 2033

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 23, 2019
Property Address576 2ND ST, CHIPLEY, FL 32428-1199
Document Number0067010127
Book / Page001164 / 000956
Instrument DateDec 20, 2019
Instrument67010127
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$861.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address992 2ND AVE GRACEVILLE FL 324402503, GRACEVILLE, FL 32440-2503

Mortgage

Document Number67010128
DateDec 23, 2019
Book Page001164/000958
Instrument67010128
Lender
NameONE FLORIDA BK
AddressORLANDO, FL 32803
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,434.00 (+6.46%) Homeowner's exemption$112,961 (+2.9%)$190,956 (+10.38%) Land $5,625 Building $185,331
2024$1,347.00 (+3.94%) Homeowner's exemption$109,777 (+3%)$172,991 (+9.44%) Land $5,625 Building $167,366
2023$1,296.00 (+4.52%) Homeowner's exemption$106,580 (+3%)$158,070 (+10.76%) Land $5,625 Building $152,445
2022$1,240.00 Homeowner's exemption$103,476$142,720 Land $4,125 Building $138,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 2nd St

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