Indian River County property record for 576 20th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,306 sqft · built 1977 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (May 2019) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00006-0030-00001.0 |
| Primary APN | 33-39-14-00006-0030-00001.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 106 ft deep x 105 ft wide |
| Driveway | Driveway |
| Driveway Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 77832 |
|---|---|
| Street Address | 576 20TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | ROYAL POINCIANA PARK NO 1 BLK 3 LOTS 1 & 2 PBI 4-43 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | ROYAL POINCIANA PARK NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50602 |
576 20th Ave is owned and occupied by an individual who bought it in May 2019.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 6, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on File |
| Deed Sale | May 6, 2019 · Amount on File |
| Prior Sale | Feb 20, 2014 · Amount on File |
| Deed Document Number | 3120190026401 |
| Deed Book / Page | 3204 / 1234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Document Number | 0036162415 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 3616/2415 |
| Instrument | 3120230020870 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Document Number | 0033362040 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 3336/2040 |
| Instrument | 3120200053325 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 6, 2019 |
| Property Address | 576 20TH AVE, VERO BEACH, FL 32962-2107 |
| Document Number | 0032041234 |
| Book / Page | 003204 / 001234 |
| Instrument Date | May 1, 2019 |
| Instrument | 26401 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 576 20TH AVE VERO BEACH FL 329622107, VERO BEACH, FL 32962-2107 |
| Document Number | 32041236 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 003204/001236 |
| Instrument | 26402 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
The 2025 property tax bill for 576 20th Ave was $1,790.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,790.00 | $134,957 | $197,201 Land $46,142 Building $151,059 |
| 2023 | $1,440.00 (+3.23%) | $127,333 (+3%) | $187,642 (+13.97%) Land $37,753 Building $149,889 |
| 2022 | $1,395.00 | $123,625 | $164,638 Land $37,753 Building $126,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 576 20th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 576 20th Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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