57583 Lone Tree Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57583 Lone Tree Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,792 sqft · built 1967
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2017)
Tax Bill	$868 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-008-008-10`

Property Details

APN / Parcel Number

Primary APN	`004-008-008-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Lot Area	261,360 sqft (6 acres)
Lot Dimensions	500 ft deep x 300 ft wide
Garage Area	1,328 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57583 LONE TREE RD
City	THREE RIVERS
State	MI
Zip	49093-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SEC 8 T6S R12W TH S 00D 45M 57S W 2932.01 FT TH S 89D 14M 03S E 1314.79 FT TO POB TH N 84D 15M 58S E 530.75 FT TH
Legal Range	12W
Legal Township	06S
Legal Section	08
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2010
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57583 LONE TREE RD, THREE RIVERS, MI 49093-9549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU
May 24, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Book / Page	1871 / 447
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	57583 LONE TREE RD, THREE RIVERS, MI 49093-9549
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57583 LONE TREE RD, THREE RIVERS, MI 49093-9549

Mortgage

Document Number	2023000311
Date	Jan 12, 2023
Instrument	2023000311

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 7, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 24, 2017
Property Address	57583 LONE TREE RD, THREE RIVERS, MI 49093-9549
Document Number	1871/0447
Book / Page	1871 / 0447
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEYS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7827 PINCHERRY RD, 7827, CHARLEVOIX, MI 49720-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62488 WOODLAKE RD, JONES, MI 49061-9777

Mortgage

Document Number	18710450
Date	May 24, 2017
Instrument	1871/0450

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500	$319,000
2025	$868.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lone Tree Rd

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