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57582 N Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57582 N Main St, Three Rivers, MI 49093

Property Summary

Property TypeCommercial
Details3,700 sqft
Lot Size2.55 acres (111,078 sqft)
OwnerCompany Name on File
Tax Bill$2,578 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN009-007-023-00

Property Details

APN / Parcel Number

Primary APN009-007-023-00

Interior

Building Area3,700 sqft Building Perimeter

Exterior

Lot Area111,078 sqft (2.55 acres)
Lot Dimensions750 ft deep x 148 ft wide

Location & Zoning

Street Address57582 N MAIN ST
CityTHREE RIVERS
StateMI
Zip49093
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT OF S 5 CHS OF N 10.03 1/4 CHS OF NE 1/4 SW 1/4 SEC 7 T6S R11W LYG E OF RR R/W. EXC N 179 FT.
Legal Range11W
Legal Township06S
Legal Section07
JurisdictionST JOSEPH MI
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1013
Census Tract40100

Owner

Source: St. Joseph County records · APN 009-007-023-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3700 E MILHAM AVE, PORTAGE, MI 49002-9777
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Commercial Mortgage
SOUTHERN MICHIGAN BANK & TRUST
Nov 14, 2023Warranty Deed, Transfer · Line of Credit
SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2023
Deed SaleNov 14, 2023
Prior SaleJan 03, 2005 · Amount on Record
Deed Document Number20238095
Prior Transfer DateNov 22, 1989
Prior Transfer Doc1280000147
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address57582 N MAIN ST, THREE RIVERS, MI 49093
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000314
DateJan 16, 2024
Instrument2024000314
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
AddressPORTAGE, MI 49002
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 14, 2023
Property Address57582 N MAIN ST, THREE RIVERS, MI 49093
Document Number2023008095
Instrument DateNov 09, 2023
Instrument2023008095
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyTITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51 W PEARL ST, COLDWATER, MI 49036-1933

Transferred To (Grantee/Buyer)

NameVerified Name
Address3700 E MILHAM AVE, PORTAGE, MI 49002-9777

Mortgage

Document Number2023008118
DateNov 14, 2023
Instrument2023008118
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionLockport Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$55,100 (-2.48%) Land $29,600 Building $25,500$110,200 (-2.48%) Land $59,200 Building $51,000
2025$2,578.00$56,500 (+6.4%) Land $33,800 Building $22,700$113,000 (+6.4%) Land $67,600 Building $45,400
2023$53,100 Land $33,800 Building $19,300$106,200 Land $67,600 Building $38,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Broadband
Fixed Wireless		150 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTHREE RIVERS
serves 7,905 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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