5758 Spencer Ter, Middletown, OH 45044 Property Records

Butler County property record for 5758 Spencer Ter, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 2018
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on Record
Last Sale	$332,065 (May 2018)
Tax Bill	$5,937 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`D2020-317.000-015`

Property Details

APN / Parcel Number

Primary APN	`D2020-317.000-015`
Alternative APNs	`84160` `85036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,925 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	945 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	206 ft deep x 100 ft wide
Garage Area	160 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5758 SPENCER TER
City	MIDDLETOWN
State	OH
Zip	45044-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	226 ENT WINDSOR ESTATES 5
Legal Subdivision	WINDSOR ESTATES
Jurisdiction	BUTLER OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1002
Census Tract	11135

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5758 SPENCER TER, MIDDLETOWN, OH 45044-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Feb 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	0000019701
Deed Book / Page	9166 / 0897
Record Updated	Jun 8, 2026

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 30, 2018
Property Address	5758 SPENCER TER, MIDDLETOWN, OH 45044-3310
Document Number	0000019701
Book / Page	9166 / 0897
Map Reference	MB 8963 PG 1762-1764
Instrument Date	May 9, 2018
Instrument	2018-00019701
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5758 SPENCER TER, MIDDLETOWN, OH 45044-3310

Mortgage

Document Number	0000019702
Date	May 30, 2018
Instrument	2018-00019702

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 8, 2018
Property Address	5758 SPENCER TER, MIDDLETOWN, OH 45044-3310
Document Number	0000004668
Book / Page	009129 / 000348
Instrument Date	Feb 5, 2018
Instrument	4668
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8622 JACQUEMIN DR WEST CHESTER OH 450694852, WEST CHESTER, OH 45069-4852
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Liberty Township
Unified School District	Lakota Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,937.00 (+4.49%)	$148,000 (-) Land $26,610 Building $121,390	$422,880 (-) Land $76,040 Building $346,840
2023	$5,682.00 (+3.33%)	$148,000 (+33.61%) Land $26,610 Building $121,390	$422,880 (+33.62%) Land $76,040 Building $346,840
2022	$5,499.00	$110,770 Land $26,610 Building $84,160
2020			$316,490 Land $76,040 Building $240,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER CO. WATER DISTRICT 2 PWS serves 116,572 people · EPA ID OH0900303
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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