5757 Smith Rd, Wewahitchka, FL 32465 Property Records

Gulf County property record for 5757 Smith Rd, Wewahitchka, FL 32465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,327 sqft · built 2007
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Oct 2007)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`00741-032R`

Property Details

APN / Parcel Number

Primary APN	`00741-032R`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,327 sqft Living Area
Gross Area	4,139 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	676 ft deep x 193 ft wide
Garage Type	Detached
Garage Area	1,260 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5757 SMITH RD
City	WEWAHITCHKA
State	FL
Zip	32465-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GULF COUNTY FARM TRACT 3 AC PARCEL A, ASH MINOR REPLAT ORB 435/838, BEING A PORTION OF
Legal Range	09W
Legal Township	05S
Legal Section	19
Legal Subdivision	GULF COUNTY FARM TRACT
Legal Tract	3
Jurisdiction	GULF FL
Township / Civil Division	WEWAHITCHKA
Census Block Group	2
Census Block	2122
Census Tract	960102

Owner

5757 Smith Rd is owned and occupied by two individuals who bought it in October 2007.

Source: Gulf County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2020	Deed of Trust, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2007 · Amount on File
Deed Sale	Oct 30, 2007 · Amount on File
Prior Sale	May 29, 2007 · Amount on File
Deed Document Number	20075949
Deed Book / Page	448 / 797
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0023005949
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345

Mortgage

Document Number	0023006036
Date	Sep 19, 2025
Book Page	864/539
Instrument	202523006036

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345

Mortgage

Document Number	0023005301
Date	Jun 30, 2022
Book Page	770/78
Instrument	202223005301

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345

Mortgage

Document Number	0023000352
Date	Jan 14, 2021
Book Page	714/951
Instrument	202123000352

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Nov 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	5757 SMITH RD, WEWAHITCHKA, FL 32465-5345
Document Number	0023002872
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5757 SMITH RD WEWAHITCHKA FL 324655345, WEWAHITCHKA, FL 32465-5345

Mortgage

Document Number	0023002872
Date	May 22, 2020
Book Page	000692/000266
Instrument	23002872

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 21, 2045

Tax Assessment & Valuation

Source: Gulf County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gulf County
Unified School District	Gulf County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$331,151	$464,205 Land $60,000 Building $404,205
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$308,671	$313,349 Land $33,000 Building $280,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5757 Smith Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5757 Smith Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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