5757 74th Trce, Live Oak, FL 32060 Property Records

Suwannee County property record for 5757 74th Trce, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,925 sqft · built 2008
Lot Size	11.8 acres (514,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2023)
Tax Bill	$12,285 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`13-02S-14E-02088-004001`

Property Details

APN / Parcel Number

Primary APN	`13-02S-14E-02088-004001`
Alternative APN	`02088004001`

Interior

Full Baths	2 Baths
Building Area	4,925 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	514,879 sqft (11.8 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Patio Area	836 sqft
Pole Barn	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5757 74TH TRCE
City	LIVE OAK
State	FL
Zip	32060-8453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 11.82 ACRES COM AT THE NE COR OF THE SE1/4 OF SAID SECTION FOR THE POB THENCE ON THE E BOUNDARY THEREOF S 00 DEG 0340 E A DISTANCE OF 315.72 FT THENCE N 73 DEG 2346 W A DISTANCE OF 209.98 FT THENCE S 00 DEG 0031 E A DISTANCE OF 209.92 FT THENCE N
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1027
Census Tract	970100

Owner

Source: Suwannee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5757 74TH TRCE, LIVE OAK, FL 32060-8453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jun 19, 2023	Re-recorded Document LAKE CITY TITLE INC, LAKE CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	2023267031
Deed Book / Page	2444 / 475
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0000107678
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 6, 2023
Property Address	5757 74TH TRCE, LIVE OAK, FL 32060-8453
Document Number	0000267031
Book / Page	2444 / 475
Instrument Date	Jun 5, 2023
Instrument	2023267031
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 74TH TRCE, LIVE OAK, FL 32060-8453

Mortgage

Document Number	0000000477
Date	Jun 6, 2023
Instrument	2444/477

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUWANNEE FL
Recording Date	Jun 19, 2023
Property Address	5757 74TH TRCE, LIVE OAK, FL 32060-8453
Document Number	0000267639
Book / Page	2448 / 225
Instrument Date	Jun 5, 2023
Instrument	2023267639
Record Updated	Feb 12, 2024
Title Company	LAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 74TH TRCE, LIVE OAK, FL 32060-8453

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,285.00 (+1.82%) Homeowner's exemption	$890,303 (+92.41%) Land $74,466 Building $815,837	$890,303 (+29.49%) Land $74,466 Building $815,837
2024	$12,066.00 (+82.29%)
2023	$6,619.00 (+2.37%) Homeowner's exemption	$462,700 (+2.98%)	$687,540 (+31.74%) Land $67,374 Building $620,166
2022	$6,466.00 Homeowner's exemption	$449,301	$521,893 Land $59,100 Building $462,793

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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